Oklahoma HOA & Condo Laws

Assessment Collection Compare across states

How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …

60 O.S. §501

Unit Ownership Estate Act — Short Title

Oklahoma's condominium act, covering approximately 30 sections. Each unit is an independent estate in real property. Addresses creation, declarations, bylaws, common elements, assessments, liens, insurance, …

60 O.S. §524

Unit Ownership Estate Act — Liens for Unpaid Common Expenses

Condominium assessment lien with priority over all liens except past-due tax assessments, prior judgments, prior-recorded mortgages, and certain mechanic's liens. Foreclosed by judicial action only …

60 O.S. §525

Unit Ownership Estate Act — Grantee Liability and Assessment Statement

Grantee of a condominium unit is jointly and severally liable with the grantor for all unpaid assessments up to conveyance. Grantee is entitled to a …

60 O.S. §852

Real Estate Development Act — Owners Association

Core HOA statute in Oklahoma. Owners associations may be formed for management of common areas and enforcement of restrictions. Grants assessment authority with lien and …

60 O.S. §857

Copies of Recorded Covenants and Restrictions

Title company closing a sale must provide the buyer with a copy of all recorded covenants and restrictions. Buyer may be charged no more than …

Meetings and Notice Compare across states

Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.

60 O.S. §520

Unit Ownership Estate Act — Bylaw Requirements

Bylaws must provide for form of administration, meeting procedures (including that a majority is required for decisions), common element maintenance, expense collection methods, personnel, use …

Enforcement and Fines Compare across states

Association authority to enforce governing documents through fines, suspension of privileges, and legal action. Covers fine limits, hearing requirements, notice-and-opportunity procedures, and limitations on enforcement authority.

60 O.S. §852

Real Estate Development Act — Owners Association

Core HOA statute in Oklahoma. Owners associations may be formed for management of common areas and enforcement of restrictions. Grants assessment authority with lien and …

Resale Disclosure Compare across states

Resale certificate and transfer disclosure requirements at the time of unit sale. Covers disclosure timing, content, fee caps, delivery deadlines, buyer rescission rights, and association liability for inaccurate information.

60 O.S. §525

Unit Ownership Estate Act — Grantee Liability and Assessment Statement

Grantee of a condominium unit is jointly and severally liable with the grantor for all unpaid assessments up to conveyance. Grantee is entitled to a …

60 O.S. §857

Copies of Recorded Covenants and Restrictions

Title company closing a sale must provide the buyer with a copy of all recorded covenants and restrictions. Buyer may be charged no more than …

Fiduciary Duty Compare across states

Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …

18 O.S. §1027

General Corporation Act — Director Standards and Reliance

Oklahoma HOAs formed as corporations are subject to the general corporate fiduciary standard. Directors are fully protected in relying in good faith upon corporation records …

Governance Documents Compare across states

The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.

60 O.S. §501

Unit Ownership Estate Act — Short Title

Oklahoma's condominium act, covering approximately 30 sections. Each unit is an independent estate in real property. Addresses creation, declarations, bylaws, common elements, assessments, liens, insurance, …

60 O.S. §520

Unit Ownership Estate Act — Bylaw Requirements

Bylaws must provide for form of administration, meeting procedures (including that a majority is required for decisions), common element maintenance, expense collection methods, personnel, use …

60 O.S. §852

Real Estate Development Act — Owners Association

Core HOA statute in Oklahoma. Owners associations may be formed for management of common areas and enforcement of restrictions. Grants assessment authority with lien and …

Foreclosure and Liens Compare across states

Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.

60 O.S. §524

Unit Ownership Estate Act — Liens for Unpaid Common Expenses

Condominium assessment lien with priority over all liens except past-due tax assessments, prior judgments, prior-recorded mortgages, and certain mechanic's liens. Foreclosed by judicial action only …

60 O.S. §852

Real Estate Development Act — Owners Association

Core HOA statute in Oklahoma. Owners associations may be formed for management of common areas and enforcement of restrictions. Grants assessment authority with lien and …

Construction Defect Compare across states

Statute of limitations and statute of repose for construction defect claims. Right to repair acts, pre-litigation notice requirements, developer transition obligations, and warranty provisions applicable to common interest communities.

12 O.S. §109

Statute of Repose — Construction Deficiency

No tort action for construction deficiency may be brought more than 10 years after substantial completion. Covers deficiencies in design, planning, supervision, observation of construction, …

15 O.S. §765.6

Construction Contracts — Notice and Offer to Repair

Contractor gets 30 days after receipt of written notice of defects to inspect and present a written offer to repair or compensate. Homeowner cannot file …

Legal Facts by Category
Unpaid amounts become common expenses of all remaining owners. 60 O.S. §524
Condominium assessment lien with priority over all liens except past-due tax assessments, prior judgments, prior-recorded mortgages, and certain mechanic's liens. 60 O.S. §524
Foreclosed by suit in like manner as an action for foreclosure of a mortgage upon real property 60 O.S. §524 (b)
Covers deficiencies in design, planning, supervision, observation of construction, or construction of an improvement to real property. 12 O.S. §109
Discovery rule does not apply. 12 O.S. §109
No tort action for construction deficiency may be brought more than 10 years after substantial completion. 12 O.S. §109
Contractor gets 30 days after receipt of written notice of defects to inspect and present a written offer to repair or compensate. 15 O.S. §765.6
If suit filed without fulfilling conditions, contractor is entitled to a stay. 15 O.S. §765.6
Homeowner cannot file a lawsuit until conditions precedent are met. 15 O.S. §765.6
This is Oklahoma's closest analog to a condo resale certificate — limited to unpaid assessments. 60 O.S. §525
Grantee of a condominium unit is jointly and severally liable with the grantor for all unpaid assessments up to conveyance. 60 O.S. §525
Grantee is entitled to a statement from the manager or board setting forth unpaid assessments. 60 O.S. §525
Grantee is not liable for amounts beyond the statement. 60 O.S. §525
Copy must be provided prior to or at closing by mail, hand delivery, or electronic delivery. 60 O.S. §857
This is a document delivery requirement, not a financial disclosure or assessment status certificate. 60 O.S. §857
Title company closing a sale must provide the buyer with a copy of all recorded covenants and restrictions. 60 O.S. §857
Addresses creation, declarations, bylaws, common elements, assessments, liens, insurance, damage/destruction, and obsolescence. 60 O.S. §501
Foreclosed by judicial action only (like a mortgage on real property). 60 O.S. §524
First mortgage foreclosure purchaser is not liable for assessments that became due before acquisition. 60 O.S. §524
Lien may be foreclosed judicially or nonjudicially (with or without power of sale). 60 O.S. §852
Grants assessment authority with lien and foreclosure powers. 60 O.S. §852
Owners associations may be formed for management of common areas and enforcement of restrictions. 60 O.S. §852
No more than twenty-five dollars 60 O.S. §857
Buyer may be charged no more than $25. 60 O.S. §857
Majority of total directors constitutes a quorum (cannot be less than one-third). 18 O.S. §1027
Oklahoma HOAs formed as corporations are subject to the general corporate fiduciary standard. 18 O.S. §1027
Directors are fully protected in relying in good faith upon corporation records and on information or reports from officers, employees, committees, or experts selected with reasonable care. 18 O.S. §1027
Oklahoma's condominium act, covering approximately 30 sections. 60 O.S. §501
Each unit is an independent estate in real property. 60 O.S. §501
Separate from the Real Estate Development Act (§851-858) that governs HOAs. 60 O.S. §501
Does not prescribe specific meeting notice periods — these are set by bylaws. 60 O.S. §520
Amendment requires 75% of unit owners by percentage of common element interest. 60 O.S. §520
Bylaws must provide for form of administration, meeting procedures (including that a majority is required for decisions), common element maintenance, expense collection methods, personnel, use restrictions, and amendment procedures. 60 O.S. §520
Applies regardless of whether notice provisions are included in the construction contract. 15 O.S. §765.6
Core HOA statute in Oklahoma. 60 O.S. §852
Legal references last verified April 15, 2026. This content is educational and informational. It does not constitute legal advice. Consult a licensed attorney in your state for legal guidance specific to your situation.
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