Iowa HOA & Condo Laws
How HOAs and condominium associations charge, collect, and enforce regular and special assessments. Covers dues billing, delinquency notices, late fees, lien filing, judicial and non-judicial foreclosure, statute of limitations, and …
Horizontal Property — Lien Against Owner of Unit →
Unpaid common expense assessments constitute a lien on the apartment, prior to all other liens except tax liens and sums unpaid on a first mortgage …
Horizontal Property — Common Expenses After Voluntary Conveyance →
On voluntary conveyance, the grantee is jointly and severally liable with the grantor for unpaid assessments. The grantee may request a statement from the council …
Board and owner meeting requirements — open meeting mandates, advance notice periods, agenda requirements, minimum owner comment periods, executive session limits, remote participation, and materials access rules.
Horizontal Property — Contents of Bylaws →
Prescribes required bylaw contents including form of administration, common expense collection methods, and maintenance responsibilities. Requires board meetings to be open to all apartment owners …
Unit owner rights to inspect association records — financial statements, meeting minutes, governing documents, contracts, and correspondence. Response timelines, allowable copying fees, and executive session materials exceptions.
Unit Owners Associations — Access to Records →
Requires all unit owners associations to provide access to financial records within 10 business days of a written request. Copy fees must be reasonable and …
Association authority to enforce governing documents through fines, suspension of privileges, and legal action. Covers fine limits, hearing requirements, notice-and-opportunity procedures, and limitations on enforcement authority.
Horizontal Property — Contents of Declaration →
Prescribes 9 required elements of a condominium declaration including legal description, common element allocation percentages, and permitted uses. The declaration is the foundational document that …
Resale certificate and transfer disclosure requirements at the time of unit sale. Covers disclosure timing, content, fee caps, delivery deadlines, buyer rescission rights, and association liability for inaccurate information.
Horizontal Property — Common Expenses After Voluntary Conveyance →
On voluntary conveyance, the grantee is jointly and severally liable with the grantor for unpaid assessments. The grantee may request a statement from the council …
Board member fiduciary obligations — duty of care, duty of loyalty, business judgment rule, conflict of interest disclosure, and personal liability exposure. Statutory duties imposed on directors and officers of …
Horizontal Property — Contents of Bylaws →
Prescribes required bylaw contents including form of administration, common expense collection methods, and maintenance responsibilities. Requires board meetings to be open to all apartment owners …
The foundational documents governing common interest communities — declarations (CC&Rs), bylaws, articles of incorporation, rules and regulations, architectural guidelines, and resolutions. Document hierarchy, amendment procedures, and recording requirements.
Horizontal Property — Contents of Bylaws →
Prescribes required bylaw contents including form of administration, common expense collection methods, and maintenance responsibilities. Requires board meetings to be open to all apartment owners …
Horizontal Property — Recording of Declaration →
Establishes the procedure for submitting property to the condominium regime by recording a declaration with the county recorder. Iowa's condominium statute (Chapter 499B) is a …
Horizontal Property — Contents of Declaration →
Prescribes 9 required elements of a condominium declaration including legal description, common element allocation percentages, and permitted uses. The declaration is the foundational document that …
Assessment lien filing, priority, extinguishment, and foreclosure procedures. Minimum thresholds for foreclosure, pre-foreclosure notice requirements, mediation mandates, super-priority provisions, and the interaction between HOA liens and mortgage liens.
Horizontal Property — Lien Against Owner of Unit →
Unpaid common expense assessments constitute a lien on the apartment, prior to all other liens except tax liens and sums unpaid on a first mortgage …
Horizontal Property — Common Expenses Before Foreclosure →
First mortgage foreclosure purchasers are not personally liable for common expenses that became due before they acquired title. However, those unpaid amounts become collectible from …