Cal. Civ. Code §5720
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Foreclosure threshold — $1,800 or 12 months delinquent
Bars associations from foreclosing on an assessment lien unless the delinquency exceeds $1,800 in past-due principal (excluding late charges, fees, and interest), or the assessments are more than 12 months delinquent. This is California's principal foreclosure-protection floor for owners.
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Enforcement
| Ref | Requirement |
|---|---|
| (b) | California HOAs cannot foreclose unless the unpaid assessments (just the principal — not fees or interest) total more than $1,800, OR the assessments are more than 12 months overdue. |
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Legal references last verified May 24, 2026.
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