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CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC.

Spring, Texas
Public record Verified Geography Verified Statute coverage Profile available Contacts Unclaimed

Governed by Tex. Prop. Code §207 (Texas Property Owners Association Act). Registered as a homeowners association in Texas, in 1996.

Community Profile
Legal Compliance Dashboard — Live Preview Texas vs. Washington · 13 requirements tracked
3/13
CommunityPay tracks every numeric statutory requirement — fee caps, time limits, percentage caps, retention periods — across every state's community-association law. The full dashboard renders side-by-side comparisons across all 52 tracked jurisdictions and a live feed of statute amendments. Below, three rows for Texas alongside Washington.
Requirement TX WA
RC delivery deadline 10 days 10 days
RC fee cap $375 $275
RC update fee cap $75 $100
Open the full dashboard for Texas all states, every threshold, statute changes tracked daily
Resale Certificate Compliance 10 disclosures required
TX
This homeowners association is governed by Tex. Prop. Code §207.003 (Texas Property Owners Association Act). Texas law requires 10 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $375.00. · verified May 2026
  • Restrictions on transfer of ownership §207.003(b)(1)
  • Frequency and amount of regular assessments §207.003(b)(2)
  • Approved special assessments not yet due §207.003(b)(3)
  • Total of all amounts due and unpaid attributable to the property §207.003(b)(4)
  • Capital expenditures approved by the association for the current fiscal year §207.003(b)(5)
  • Amount of reserves for capital expenditures §207.003(b)(6)
  • Current operating budget and balance sheet §207.003(b)(7)
  • Total of unsatisfied judgments against the association §207.003(b)(8)
  • Style and cause number of any pending lawsuit §207.003(b)(9)
  • Certificate of insurance for common areas and facilities §207.003(b)(10)
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under Tex. Prop. Code §207.003, Texas caps the preparation fee at $375 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
None of these items are confirmed for CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC.. Set up this community on CommunityPay to track compliance and generate resale certificates from live ledger data.
Institutional Reference

Reserve study standards in Texas

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Texas does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Texas

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Annual / owner meeting
10 days advance notice
Tex. Prop. Code §209.0056(a)
Board meeting
72 hours advance notice
Tex. Prop. Code §209.0051(e)

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Full notice requirements appear in Tex. Prop. Code §207 and the specific subsections cited in the Requirements tab.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Statute sets the default at 10% of allocated interests unless the governing documents specify a different threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Voting and quorum procedures are codified in Tex. Prop. Code §207 and applicable subsections. Specific procedures may be modified in the declaration and bylaws within statutory limits.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Texas requires retention for at least 7 years. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Texas requires the association to respond within 10 business days of a written request.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.

Records retention and inspection rights are codified in Tex. Prop. Code §207 and related subsections. A records-request response that misses the statutory deadline may expose the association to a per-day penalty.

Related tools
Institutional Reference

Insurance & risk requirements in Texas

Statutory floors plus the Fannie Mae 1076 and Freddie Mac 1077 condo questionnaire fields lenders verify before closing. Generic reference. Specific declarations or bylaws may impose tighter requirements; statutes set the minimum.

Fannie Mae lender requirement
Hazard / property coverage
100% of replacement cost value, project improvements + common elements + residential structures
Fannie Mae B7-3-03
Comprehensive general liability
$1000000 minimum per single occurrence, bodily injury and property damage on common elements
Fannie Mae B7-4-01
  • Replacement cost basis — policy must pay to rebuild without depreciation deduction.
  • Agreed-amount endorsement — waives the coinsurance penalty when coverage is set to a stated replacement cost.
  • Inflation guard endorsement — annual escalation to keep coverage at current rebuild cost.
  • Building ordinance or law endorsement — covers the cost gap when current building codes require upgrades during a rebuild.

Statutory citation: Tex. Prop. Code §207.

Fannie Mae lender requirement
Fidelity / crime bond minimum
3 months of aggregate assessments on all units
Fannie Mae B7-4-02

The fidelity / crime policy protects association funds from dishonest or fraudulent acts by anyone handling or responsible for those funds — directors, officers, employees, and the management agent. The HOA or co-op corporation must be the named insured, with premiums paid as a common expense.

  • Named covered parties — board, officers, employees, and the management company (when one is engaged).
  • Computation basis — months of assessments plus reserve balance, or a percentage of the operating budget, depending on the governing statute.
  • Annual renewal — coverage lapses are a common audit finding and trigger lender disqualification.

Statutory citation: Tex. Prop. Code §207.

Fannie Mae lender requirement
Deductible cap
5% maximum of master policy coverage amount, aggregated across per-peril deductibles
Fannie Mae B7-3-03

Higher deductibles disqualify the project from conforming mortgage originations on every unit. State statutes sometimes codify a tighter cap or require board approval before deductible changes.

Flood insurance is required when any portion of the project sits inside a FEMA-designated Special Flood Hazard Area (SFHA). Coverage must equal the lesser of the building replacement cost or the National Flood Insurance Program (NFIP) maximum, with the balance covered by an excess flood policy.

Statutory citation: Tex. Prop. Code §207.

Beyond the master property policy, lenders require several distinct coverages and endorsements. Each addresses a specific risk category the master policy alone does not handle.

  • Directors & officers (D&O) liability — defends board members against claims arising from governance decisions. Often required by lenders even when not codified by statute.
  • Umbrella / excess liability — extends primary liability limits, typically by $1M to $5M, to cover catastrophic claims.
  • Workers’ compensation — required when the association directly employs maintenance or management staff.
  • Earthquake / windstorm — peril-specific policies in seismic and coastal zones. Lender requirement depends on territory.
  • Environmental / pollution — applies when the association operates pools, fuel storage, or other regulated facilities.

Specific statutory provisions seeded for Texas:

Statutory citation: Tex. Prop. Code §207.

Statutory Obligations — Texas 14 obligations across 8 categories
TX
Under Texas community association law, this homeowners association is bound by the obligations below. Each item is pinned to the underlying statute. Click any citation to read the source.
Governance 1
Board governance, meetings, voting, quorum.
  • Right of first refusal or other restraint on transfer
    The resale certificate must disclose any right of first refusal or other restraint on the owner's right to transfer the property.
    Tex. Prop. Code §207.003(b)(1)
Financial 2
Financial statements, audits, banking, fund segregation.
  • Capital expenditures approved for the current fiscal year
    The certificate must disclose any capital expenditures the HOA has approved for the current fiscal year.
    Tex. Prop. Code §207.003(b)(5)
  • Current operating budget and balance sheet
    The certificate must attach the HOA's current operating budget and balance sheet.
    Tex. Prop. Code §207.003(b)(7)
Assessment 3
Assessment levy, billing, collection, late fees.
  • Frequency and amount of regular assessments
    The certificate must state how often regular assessments are charged and the amount.
    Tex. Prop. Code §207.003(b)(2)
  • Approved special assessments not yet due
    The certificate must disclose any special assessments that have been approved but are not yet due as of the date of delivery.
    Tex. Prop. Code §207.003(b)(3)
  • Total of all amounts due and unpaid attributable to the property
    The certificate must show the total amount the owner currently owes the association.
    Tex. Prop. Code §207.003(b)(4)
Reserves 1
Reserve studies, reserve funding, capital planning.
  • Amount of reserves for capital expenditures
    The certificate must state the amount of capital expenditure reserves held by the HOA.
    Tex. Prop. Code §207.003(b)(6)
Insurance 1
Insurance coverage, policy disclosures, claims.
  • Certificate of insurance for common areas and facilities
    The certificate must attach a certificate of insurance showing the HOA's property and liability coverage on common areas.
    Tex. Prop. Code §207.003(b)(10)
Records 3
Records retention, owner access, official documents.
  • Owners may inspect and copy association books and records
    Homeowners can request to inspect and copy the HOA's books and records, including financial records — either directly or through a designated agent, attorney, or CPA.
    Tex. Prop. Code §209.005(c)
  • Association must produce records within 10 business days
    The HOA has 10 business days to provide requested records after receiving a written request.
    Tex. Prop. Code §209.005(e)(2)
  • Financial records, minutes, tax returns retained for seven years
    Texas POAs (over 14 lots) must keep financial books, meeting minutes, and tax returns for at least seven years.
    Tex. Prop. Code §209.005(m)
Elections 1
Director elections, ballot procedures, recall.
  • Default member-meeting quorum is 10 percent of votes
    Under the Business Organizations Code, the baseline member-meeting quorum for a Texas HOA organized as a nonprofit corporation is one-tenth (10%) of voting power. Bylaws may set a different threshold.
    Tex. Bus. Org. Code §22.159(a)
Compliance 2
Statutory compliance, filings, registrations.
  • Total of unsatisfied judgments against the association
    The certificate must disclose any unsatisfied judgments against the HOA.
    Tex. Prop. Code §207.003(b)(8)
  • Style and cause number of any pending lawsuit
    The certificate must list pending lawsuits involving the HOA — by case style and cause number — except suits about a single member's unpaid property taxes.
    Tex. Prop. Code §207.003(b)(9)
None of these obligations are confirmed for CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC. as a CommunityPay-managed community. Set up this community on CommunityPay to track obligation compliance from a live ledger with audit-grade enforcement.
Source: Texas legal corpus. Last verified May 23, 2026. CommunityPay maintains the corpus and re-verifies on a rolling cadence.
Risk Profile — CARI Score Preview 5 weighted components · Verified score requires consent
Preview
CARI — the Community Association Risk Index — is CommunityPay's deterministic risk score for community associations. Lenders, insurers, title companies, and buyers consume it through an authenticated API. The score is computed from five weighted components and is consent-gated: the association controls whether subscribers can see it.
Financial Health 30% weight
Reserve adequacy, delinquency rate, operating ratio, fund segregation. Measured against state statutory thresholds.
Governance 25% weight
Board attestation currency, meeting compliance, policy violations, governance risk coefficient.
Vendor Risk 15% weight
Vendor compliance signals — license, insurance, bond status, payment velocity, dispute rate.
Enforcement Integrity 15% weight
Block rate, override rate, SLA breaches in the enforcement decision ledger. The audit-trail layer.
Payment Behavior 15% weight
Prevented loss, dispute rate, collection efficiency, payment-method risk.
No verified CARI score is published for Texas community CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC.. Set up this community on CommunityPay to publish a verified CARI score that lenders, insurers, title companies, and buyers can consume through an authenticated API.
Recent Law Changes — Last 24 Months 2 changes · 1 directly affects this community
1
New subsection added Affects this community
May 2026
Texas Statutes
Publication metadata and navigation boilerplate added; operative text of §22.159(a) regarding quorum unchanged.
New subsection added
May 2026
Texas Statutes
Website template and navigation boilerplate replaced the actual Texas Property Code Chapter 207 text; no change to operative statute content.
Source: Texas legal corpus drift detection. CommunityPay tracks every change to relevant statutes, case law, session laws, and regulations.
Compliance Calendar — Next 12 Months 2 deadlines
Annual board election / member meeting Jan 31, 2027 · 246 days
Annual meeting required by statute and most governing docs.
Federal Form 1120-H or 1120 — annual return Apr 15, 2027 · 320 days
High IRC §528
Failure to file timely incurs IRS penalties and interest.
Source: Texas statute and federal tax law. Dates are conservative estimates based on common fiscal-year alignment; actual deadlines depend on the association's bylaws and fiscal year.
Lien Priority — Texas No HOA super-priority over first mortgage
Texas does not grant HOA assessment liens super-priority over a first mortgage. The HOA assessment lien sits subordinate to the mortgage; recording date controls relative priority among junior liens.
1.
Federal tax lien (IRS)
Federal tax liens are senior to all subsequent recorded liens.
26 U.S.C. §6321
2.
Property tax lien
Property tax liens are senior to all liens including those created prior.
Tex. Tax Code §32.05
3.
First mortgage / vendor's lien
Texas does not grant HOA assessment liens super-priority over a first mortgage.
4.
HOA assessment lien
Subordinate to first mortgage and prior-recorded liens.
Tex. Prop. Code §209.0091
5.
Junior mortgage / mechanic's liens / judgment liens
Priority by recording date.
Source: Texas statutes and case law. CommunityPay maintains the corpus and re-verifies on a rolling cadence.
Records This Community Should Have — Texas 6 record categories required by statute
Under Texas community association law, the records below must be created and retained. Failure to produce these on owner request, audit, or litigation creates liability and erodes the board's defensibility. None are confirmed for this community as a CommunityPay-managed association.
Governance 3
  • Governing documents — CC&Rs, Bylaws, Articles of Incorporation
    The foundational documents that establish the association and its powers. Required as a permanent record.
    Retention: permanent
    Tex. Prop. Code §209.005
  • Meeting minutes — board and member meetings
    Official record of board votes, decisions, and member actions.
    Retention: permanent
    Tex. Prop. Code §209.005
  • Owner roster
    Current owners and notice addresses.
    Retention: current
    Tex. Prop. Code §209.005
Financial 3
  • Annual financial statements
    Income statement, balance sheet, statement of cash flows for each fiscal year.
    Retention: 4 years
    Tex. Prop. Code §209.005
  • Tax returns
    Federal and state association tax returns.
    Retention: 7 years
    IRC §6501 + state retention norms
  • Tax returns
    Federal association tax returns.
    Retention: 7 years
    IRC §6501
Set up this community on CommunityPay to create, store, and produce these records on demand from a live ledger.
Registration Details Homeowners Association · Est. 1996 · Active
Type Homeowners Association
Governing Statute Tex. Prop. Code Ch. 209 (Property Owners Protection Act)
State Texas
City Spring
ZIP 77379
County Harris
Registration 0142407801
Formed Dec. 6, 1996
Status Active
Area HOA Fees Harris County median $389/mo
Median Monthly Fee $389
Average Monthly Fee $520
Typical Range $280 – $551
Units Paying Fees 39,859
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). Harris County, TX.
Natural Hazard Exposure Harris County
Very High
Hurricane Very High
Tornado Very High
Inland Flooding Very High
Cold Wave Very High
Lightning Very High
Social Vulnerability Relatively High
Community Resilience Very Low
Expected Annual Loss $2,217,702,383
Source: FEMA National Risk Index v1.20, Harris County, TX
Applicable Laws 15 Texas statutes
Construction of Restrictive Covenants The Texas rule of construction for restrictive covenants. Subsection (a) directs courts to liberally construe restrictive covenants to give effect to their purpose and intent. Subsection (b) prohibits restrictive covenants from being applied to bar use of property as a "family home" as defined under Texas Human Resources Code Chapter 123 — though any other applicable covenant is still construed …
Enforcement of Restrictive Covenants Texas covenant-enforcement statute. Discretionary enforcement decisions by a property owners' association are presumed reasonable unless a court determines by a preponderance of the evidence that the exercise of discretion was "arbitrary, capricious, or discriminatory." An association or any designated representative may sue to enforce restrictive covenants. Courts may impose civil penalties of up to $200 per day of violation. The …
Texas Statutes Chapter 207 of the Texas Property Code (Property Owners' Association Act) governs HOA resale certificates. All operative content lives at the section level — see §207.003 for the 16 enumerated disclosure items at (b)(1)–(b)(16), the 10-business-day delivery deadline at (a), the 60-day certificate currency rule at (a)(3), and the $375 initial / $75 update fee caps at (c). §207.004 establishes …
Delivery of Subdivision Information to Owner Texas Property Owners' Association Act resale certificate section. Subsection (a) requires delivery within 10 business days of a written request, including a resale certificate prepared not earlier than the 60th day before delivery ((a)(3)). Subsection (b) enumerates the 16 disclosure items the certificate must contain; the tx_hoa_207 profile picks the 10 most material at (b)(1)–(b)(10). Subsection (c) caps fees at …
Adoption or Amendment of Certain Dedicatory Instruments Voting thresholds and procedure for adopting or amending dedicatory instruments (CCRs, bylaws, restrictive covenants, association rules) in residential subdivisions subject to mandatory POA membership. Subsection (a) was repealed in 2015; the operative provisions establish the owner vote requirements and consent procedures for instrument changes.
Association Records Texas Property Owners Association records inspection rights. Owners may inspect and copy association books and records upon written request. Association must produce records within 10 business days of the request, extendable to a maximum of 15 business days from notice. Section (m) sets seven-year retention floors for financial books, meeting minutes, and tax returns.
Open Board Meetings Open-meeting requirements for TRPOPA property owners' associations. Both regular and special board meetings must be open to all owners, with limited exceptions for executive sessions covering personnel matters, pending or threatened litigation, or owner privacy concerns. The board must give advance notice of all open meetings and must maintain written minutes that are available for owner inspection and copying. The …
Notice of Election or Association Vote TRPOPA notice rule for elections and association votes. The association must give written notice to each eligible owner of any election or association vote: between 60 and 10 days before a meeting at which the election or vote will occur, or at least 20 days before the deadline for ballot submission if the vote is held outside a meeting. The …
Ballots TRPOPA voting-mechanics rule. Votes on specified matters — including board elections, assessment increases, and removal of board members — must be cast "in writing and signed by the member." The association may adopt secret-ballot procedures provided the rules ensure no member can cast more votes than allowed and that all eligible votes are counted. Candidates are entitled to designate observers …
Hearing Before Board; Alternative Dispute Resolution TRPOPA pre-enforcement hearing right. A property owner entitled to cure a violation has the right to request a written hearing before the board within 30 days of the cure notice. The association must produce all documents relevant to the hearing at least 10 days in advance, and both the owner and the association may present their cases with audio recording …
Foreclosure Sale Prohibited in Certain Circumstances TRPOPA foreclosure-bar statute. A property owners' association cannot foreclose an assessment lien when the debt is composed solely of fines assessed by the association, attorney's fees incurred to collect those fines, or certain other amounts added under specified statutory provisions. The shield protects owners from losing the home over fine-only debts while preserving foreclosure as a remedy for unpaid assessments.
Prerequisites to Foreclosure: Notice and Opportunity to Cure for Certain Other Lienholders TRPOPA junior-lienholder protection. Before a property owners' association may foreclose its assessment lien, it must send written notice of the delinquency amount by certified mail to any other holder of a lien of record on the property whose lien is inferior or subordinate. The lienholder is entitled to at least 60 days to cure the delinquency before the association may …
Assessment Lien Filing TRPOPA pre-lien notice statute. Before filing an assessment lien against a property owner, a Texas POA must provide two separate notices of delinquency: first by mail or email, then by certified mail no less than 30 days after the first notice. The association cannot file the lien instrument until 90 days after the second notice. The statute defines "assessment lien" …
Right of Redemption After Foreclosure TRPOPA post-foreclosure redemption right. The owner of a property in a residential subdivision and any lienholder of record may redeem the foreclosed property within 180 days after receiving notice of the sale. Redemption requires paying the purchase price plus all amounts owed to the association, interest, and costs. This redemption window distinguishes Texas from many other states (including Nevada's 60-day …
Mandatory Election Required After Failure to Call Regular Meeting TRPOPA backstop for inactive boards. If a property owners' association fails to call a required annual meeting, an owner may demand the meeting in writing. If the board still does not call the meeting within 30 days, three or more owners may form an election committee, file notice with the county clerk, and call a meeting for the sole purpose …
Source: Texas state legislature. Statutes verified by CommunityPay. Last verified May 2026.
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Online dues collection. Residents pay by bank transfer. Payments post to a double-entry ledger automatically.
Resale certificates in seconds. Generated from live ledger data. Statute-compliant for Texas.
Auditable ledger with enforcement controls. Every financial decision is evaluated, logged, and traceable. Board turnover does not erase institutional memory.
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Interested in automated dues and accounting for CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC.?

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Claim CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC.

Board, manager, or owner? Claim this listing and bring CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC. onto CommunityPay — at no cost until you're ready to roll it out.

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Resale certificate

Request a resale certificate

Buying or selling a unit? Texas law requires a resale certificate with 10 statutory disclosures.

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For lenders & underwriters

Condo questionnaire for this association

Need answers to Fannie Mae 1076 / Freddie Mac 1077 condo questions for a mortgage on a unit at CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC.? Submit the request below — CommunityPay receives it, routes it to the contact on file, packages the response, and returns it to you in lender-ready format.

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For board members

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Professional accounting, online payments, and compliance tools built for homeowners associations.

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For residents

Want to pay dues online?

Share this page with your board. When they set up CommunityPay, you can pay dues by bank transfer.

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Community data is sourced from Texas Secretary of State public registrations. Natural hazard data is from the FEMA National Risk Index (county-level, v1.20). CommunityPay does not claim a relationship with CHAMPIONS MPC HOMEOWNERS ASSOCIATION, INC. unless explicitly stated.
United States Payments and Accounting Governance Infrastructure for Community Associations
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