Directory / North Dakota

North Dakota HOA & Condominium Law

8 active North Dakota statutes govern homeowners associations and condominiums in the state. The corpus encodes 32 specific requirements across governance, finance, reserves, disclosure, and enforcement.

6 registered communities across 6 cities.
Estoppel Disclosure Workflow 13 standard items
ND
CommunityPay has not verified a state-specific statutory resale certificate regime in North Dakota. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
  • Current periodic assessment amount and any unpaid or delinquent assessments
  • Pending or approved special assessments
  • Reserve fund balance and designated projects
  • Most recent balance sheet and income/expense statement
  • Current operating budget
  • Insurance coverage provided for the benefit of owners
  • Pending lawsuits, unsatisfied judgments, or threatened litigation
  • Board composition, meeting frequency, and governance status
  • Declaration, bylaws, and rules and regulations
  • Capital expenditures approved or anticipated for current and next two fiscal years
  • Transfer fees, move-in/move-out fees, or other charges upon sale
  • Known violations of the governing documents or applicable codes
  • Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. North Dakota does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
Governance (14)
Financial (3)
  • Prohibits basing common charges or bylaws on whether occupant is owner, tenant, or other person. N.D. Cent. Code §47-04.1-07
  • Civil penalty for willful violation up to $1,000. N.D. Cent. Code §47-04.1-16
  • Required items include assessment amounts, unpaid assessments, approved special assessments, reserve and capital fund balances, reserve study status, operating and reserve budgets with year-to-date financial statement, insurance documents, pending litigation and unsatisfied judgments, uncured violations, transfer fees, assessment collection policy and remedies, leasing restrictions, amenities, and association contact information. N.D. Cent. Code §47-10-02.3
Assessment (4)
Disclosure (6)
Enforcement (2)
Compliance (3)
  • After 30 days written notice to the lender's last known address, a lender that does not refuse or approve a proposed amendment to the declaration is deemed to have approved it. N.D. Cent. Code §47-04.1-15
  • Owner applications for EV charging station installation must be approved or denied in writing. N.D. Cent. Code §47-04.1-16
  • If not denied within 60 days, the application is deemed approved. N.D. Cent. Code §47-04.1-16
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Nonprofit Corporations — Notice of Member Meetings
Default meeting notice for nonprofit corporations including HOAs and condominium associations. Notice must be given not less than 5 days and not more than 50 days before the meeting, unless articles or bylaws set a different minimum. Special meetings must state their purpose in the notice. Court-ordered meeting allowed if no meeting within 6 months after fiscal year-end or 15 months after last meeting.
Condominium Ownership of Real Property — Definitions
Foundational definitions for North Dakota's condominium statute. Chapter 47-04.1 is a basic 16-section act covering creation, ownership, and liens. It does not address association governance, meeting requirements, board fiduciary duties, or resale disclosure. North Dakota has no separate planned community or HOA act; non-condo HOAs are governed by CC&Rs and the Nonprofit Corporations Act (Chapter 10-33).
Condominium Ownership — Administration; Bylaws
Requires unit owners to provide for administration of the project. Bylaws must cover maintenance of common elements, assessment of expenses, payment of losses, and disposition of hazard insurance proceeds. Bylaws must be annexed to the declaration, recorded, and made available in writing to every owner. Prohibits basing common charges or bylaws on whether occupant is owner, tenant, or other person. Does not prescribe meeting notice requirements, board composition, or fiduciary duties — those default to the Nonprofit Corporations Act (Chapter 10-33).
Condominium Ownership — Liens Against Units for Common Expenses
Assessment for common expenses constitutes a debt of the unit owner. The lien attaches when the administrative body records a notice of assessment with the county recorder stating the amount and the record owner's name. There is no super-priority period — confirmed by Industrial Commission of North Dakota v. Gould, 2024 ND 32 (first impression). North Dakota is a judicial foreclosure state with no separate nonjudicial foreclosure procedure for assessment liens.
Condominium Ownership — Political Signs
Owners cannot be prohibited from displaying political yard signs within 60 days before any primary, general, or special election. Reasonable restrictions on placement and manner of display are permitted.
Condominium Ownership — Lender Approval of Amendment
After 30 days written notice to the lender's last known address, a lender that does not refuse or approve a proposed amendment to the declaration is deemed to have approved it. Does not apply to amendments affecting a lender's mortgage enforcement rights.
Condominium Ownership — EV Charging Station Installation
Owner applications for EV charging station installation must be approved or denied in writing. If not denied within 60 days, the application is deemed approved. Insurance certificate required within 14 days of approval. Civil penalty for willful violation up to $1,000.
Real Property Transfers — Required Disclosures
Requires sellers of property subject to HOA or condominium rules to provide 15 specified disclosure items within 10 days of executing a purchase agreement. Required items include assessment amounts, unpaid assessments, approved special assessments, reserve and capital fund balances, reserve study status, operating and reserve budgets with year-to-date financial statement, insurance documents, pending litigation and unsatisfied judgments, uncured violations, transfer fees, assessment collection policy and remedies, leasing restrictions, amenities, and association contact information. Information must be current within 90 days. Buyer may void the contract within 5 days of receipt. Association must respond within 10 days of request. Applies to both HOAs and condominiums.
Source: North Dakota state legislature. Statutes verified by CommunityPay. Last verified April 2026.
SB2229 Signed Into Law
AN ACT to create and enact a new section to chapter 47-10 of the North Dakota Century Code, relating to required disclosures before the sale of a condominium unit or a property subject to a …
Last action: Mar 20, 2025
5 HOA-relevant bills tracked for North Dakota · refreshed May 2, 2026 · Source: LegiScan
How long does a North Dakota HOA have to deliver a resale certificate?
Under N.D. Cent. Code §47-10-02.3, a North Dakota association must deliver the resale certificate within 10 calendar days of a written request from the unit owner, prospective purchaser, or their representative. Missing the deadline carries statutory consequences — including, in many states, release of the buyer from any unpaid amounts the seller owed at the time of the request.
How much advance notice must a North Dakota HOA give for meetings?
Under N.D. Cent. Code §10-33-68, a North Dakota association must give unit owners at least 5 days advance notice of meetings. The notice must specify the date, time, place, and agenda items to be considered. Actions taken at a meeting that violates the notice requirement may be voidable on owner challenge.
Answers derived from the North Dakota legal corpus. Every numeric value (fee caps, deadlines, percentages) is pulled from a primary-source statutory threshold record verified by CommunityPay.
$176
Avg Median Monthly Fee
$169 – $208
County Range
8444
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 53 counties with data.
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Download the North Dakota HOA & Condo Compliance Checklist

One PDF — every active North Dakota statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from North Dakota Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations
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