Directory / Nevada

Nevada HOA & Condominium Law

21 active Nevada statutes govern homeowners associations and condominiums in the state. The corpus encodes 58 specific requirements across governance, finance, reserves, disclosure, and enforcement. 3 changes recorded in the last twelve months.

3701 registered communities across 29 cities.
Resale Certificate Compliance 9 disclosures required
NV
Every common interest community in Nevada is governed by NRS 116.4109 (Nevada Common Interest Communities Act). Nevada law requires 9 specific disclosures when a unit is sold. The certificate must be delivered within 10 days of request. Maximum preparation fee: $185.00. · verified May 2026
Statute amended Detected May 25, 2026
NRS 116.4109 adds effective-date limit '[Effective through June 30, 2026]' and expands resale-package requirements, cancellation procedures, and association fee schedules with specific dollar caps ($185 certificate fee, $165 statement-of-demand fee) and CPI-adjustment rules. View source
  • Declaration, bylaws, rules and regulations of the association, and the information statement required by NRS 116.41095 NRS 116.4109(1)(a)
    A copy of the declaration, other than any plats, the bylaws, the rules or regulations of the association and the information statement required by NRS 116.41095. NRS 116.4109(1)(a) · verified May 2026
  • Statement of the monthly assessment for common expenses and any unpaid obligations due from the selling unit’s owner NRS 116.4109(1)(b)
    A statement from the association setting forth the amount of the monthly assessment for common expenses and any unpaid obligation of any kind, including, without limitation, management fees, transfer fees, fines, penalties, interest, collection costs, foreclosure fees and attorney’s fees currently due from the selling unit’s owner. NRS 116.4109(1)(b) · verified May 2026
  • Any unpaid obligation of any kind, including special assessments, fines, penalties, interest, and collection costs NRS 116.4109(1)(b)
    A statement from the association setting forth the amount of the monthly assessment for common expenses and any unpaid obligation of any kind, including, without limitation, management fees, transfer fees, fines, penalties, interest, collection costs, foreclosure fees and attorney’s fees currently due from the selling unit’s owner. NRS 116.4109(1)(b) · verified May 2026
  • Current operating budget of the association NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified May 2026
  • Current year-to-date financial statement for the association NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified May 2026
  • Summary of the reserves of the association required by NRS 116.31152, including the reserve-study summary at NRS 116.31152(3)(a)–(e) NRS 116.4109(1)(c)
    A copy of the current operating budget of the association and current year-to-date financial statement for the association, which must include a summary of the reserves of the association required by NRS 116.31152 and which must include, without limitation, a summary of the information described in paragraphs (a) to (e), inclusive, of subsection 3 of NRS 116.31152. NRS 116.4109(1)(c) · verified May 2026
  • Unsatisfied judgments and pending legal actions against the association of which the unit’s owner has actual knowledge NRS 116.4109(1)(d)
    A statement of any unsatisfied judgments or pending legal actions against the association and the status of any pending legal actions relating to the common-interest community of which the unit’s owner has actual knowledge. NRS 116.4109(1)(d) · verified May 2026
  • Transfer fees, transaction fees, and any other fees associated with the resale of a unit NRS 116.4109(1)(e)
    A statement of any transfer fees, transaction fees or any other fees associated with the resale of a unit. NRS 116.4109(1)(e) · verified May 2026
  • Current and expected fees or charges for the unit (association fees, fines, late charges, interest on delinquencies, collection costs) NRS 116.4109(1)(f)
    In addition to any other document, a statement describing all current and expected fees or charges for each unit, including, without limitation, association fees, fines, assessments, late charges or penalties, interest rates on delinquent assessments, additional costs for collecting past due fines and charges for opening or closing any file for each unit. NRS 116.4109(1)(f) · verified May 2026
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Under NRS 116.4109, Nevada caps the preparation fee at $185 by statute. With CommunityPay, the board issues the certificate directly from live ledger data — the board controls pricing within the statutory cap. Residents typically save $200+ per closing.
Governance (23)
  • Short title — Uniform Common-Interest Ownership Act. NRS 116.001
  • Executive board acts on behalf of the association; officers and members are fiduciaries; business-judgment rule applies. NRS 116.3103 (1)
  • Construction penalties: executive board may impose for failure to adhere to design, construction, occupancy, or permit schedules. NRS 116.310305 (1)
  • Construction penalty is enforceable if the right is set forth in governing documents and the unit owner receives notice and a hearing right. NRS 116.310305 (2)
  • Executive board must have at least three members, all unit owners, elected after termination of declarant control. NRS 116.31034 (1)
  • Candidates ineligible if family/cohabitant relationship to another board member, conflicting financial interest, or community-manager relationship. NRS 116.31034 (10)
  • Within 90 days of election or appointment, a board member must certify in writing that they have read and understand the governing documents and NRS chapter 116. NRS 116.31034 (19)
  • Board term may not exceed 3 years. NRS 116.31034 (2)
  • Governing documents must provide for staggered terms — to the extent possible, equal numbers of board seats elected at each election. NRS 116.31034 (3)
  • Each candidate must disclose financial, business, professional, or personal relationships that could pose a conflict of interest, and must disclose whether they are a member in good standing. NRS 116.31034 (9)
  • Annual meeting of unit owners required. NRS 116.3108 (1)
  • Special meetings may be called by the president, a board majority, or unit owners constituting at least 10 percent of votes; lower thresholds permitted by bylaws. NRS 116.3108 (2)
  • Notice of any meeting must be given not less than 15 days or more than 60 days in advance and include the agenda. NRS 116.3108 (3)
  • Agenda must include a complete statement of scheduled topics, the list of items on which action may be taken, and an open comment period. NRS 116.3108 (4)
  • Minutes of each meeting must be made available to unit owners not more than 30 days after the meeting. NRS 116.3108 (5)
  • Unit owners may make audio recordings of meetings after providing notice. NRS 116.3108 (9)
  • Unit owners may attend and speak at any meeting of the unit owners or executive board, subject to reasonable time limits set by the board. NRS 116.31085 (1)
  • Executive board may not meet in executive session to consider association project bids or contract actions. NRS 116.31085 (2)
  • Executive sessions limited to: attorney consultation, personnel matters, governing-document violations, and construction-penalty schedule failures. NRS 116.31085 (3)
  • Owner accused of a violation is entitled to attend the hearing, present evidence, have counsel, and receive written notice of the decision. NRS 116.31085 (4)
  • Every foreclosure sale vests title in the purchaser subject to the redemption right; a security interest is not extinguished if the holder satisfies the super-priority amount within 5 days before sale. NRS 116.31166 (1)
  • Person conducting the sale must issue a certificate of sale containing a description, bid price, total price, and statement that the unit is subject to redemption, and record it with the county recorder. NRS 116.31166 (2)
  • Unit may be redeemed within 60 days of sale by the former owner, their successor in interest, or any subordinate-lien holder by paying the purchase price plus 1 percent per month interest, assessments paid by the purchaser, prior liens, and reasonable maintenance/repair costs. NRS 116.31166 (3)
Financial (19)
  • Annual review tier: budgets $45K–$74,999 — financial statement reviewed by an independent CPA in the year preceding the next reserve study. NRS 116.31144 (1)(a)
  • Annual review tier: budgets $75K–$149,999 — financial statement reviewed by an independent CPA every fiscal year. NRS 116.31144 (1)(b)
  • Annual AUDIT tier: budgets $150K or more — financial statement audited by an independent CPA every fiscal year. NRS 116.31144 (1)(c)
  • Owner-petition audit: 15 percent of voting members may submit a written request within the last 180 days of the fiscal year to require an audit. NRS 116.31144 (2)
  • Assessments must be made at least annually based on a budget adopted at least annually per NRS 116.31151; budget must cover daily operations and reserves. NRS 116.3115 (1)
  • Association must establish adequate reserves for repair, replacement, and restoration of major components of the common elements; reserves may not be used for daily maintenance. NRS 116.3115 (2)
  • Past-due assessments (60+ days) bear interest at the Nevada prime rate plus 2 percent, adjusted semi-annually. NRS 116.3115 (3)
  • Association must give written notice to each unit owner at least 21 calendar days before a meeting at which an assessment for a capital improvement is to be considered or acted upon. NRS 116.3115 (9)
  • Executive board must distribute operating and reserve budgets (or summaries) to each unit owner not less than 30 days or more than 60 days before the beginning of the fiscal year. NRS 116.31151 (1)
  • Board must set a ratification meeting not less than 14 days or more than 30 days after mailing budget summaries, within 60 days after adoption. NRS 116.31151 (3)
  • Proposed budget is ratified automatically unless a majority of all unit owners reject it at the ratification meeting — quorum not required. NRS 116.31151 (3)
  • Board must distribute the policy for collection of fees, fines, assessments, or costs alongside the budget. NRS 116.31151 (4)
  • Executive board must cause a reserve study at least every 5 years, review results annually, and adjust the funding plan annually. NRS 116.31152 (1)
  • Reserve study must be conducted by a person who holds a permit issued pursuant to chapter 116A (small communities under 20 units in small counties exempt). NRS 116.31152 (2)
  • Reserve study must include component inspection, identification of components with remaining useful life under 30 years, useful-life estimates, cost estimates, and funding-plan estimates. NRS 116.31152 (3)
  • Summary of the reserve study must be submitted to the Division not later than 45 days after the executive board adopts the study results. NRS 116.31152 (4)
  • Resale package contents — monthly assessment and unpaid obligations. NRS 116.4109 (1)(b)
  • Resale package contents — operating budget, financial statement, and reserve summary. NRS 116.4109 (1)(c)
  • Statutory fee cap on the resale certificate: $185 base, $100 expedited (CPI-adjustable, capped at 3 percent annual increase). NRS 116.4109 (4)(b)
Assessment (3)
  • Association has a lien on a unit for assessments, construction penalties, and fines from the time they become due. NRS 116.3116 (1)
  • Association lien is prior to other liens except pre-declaration liens, first security interest (subject to the super-priority carve-out at subsection 3), real-estate-tax liens, and NRS 444.520 fee liens. NRS 116.3116 (2)
  • 9-month super-priority: association lien beats the first security interest up to 9 months of common-expense assessments plus enforcement costs (or the period set by Fannie/Freddie regulations, minimum 6 months). NRS 116.3116 (3)
Disclosure (7)
Elections (1)
  • Default quorum is 20 percent of votes — present in person, by proxy, or by absentee ballot (unless governing documents specify otherwise). NRS 116.3109 (1)
Compliance (5)
  • Executive board must make books, records, and other papers — including financial statements, budgets, reserve studies, and contracts/litigation records — available for review at the association's business office or a designated location within 60 miles of the community. NRS 116.31175 (1)
  • Executive board must provide a copy of any financial statement, budget, or reserve study to a unit owner or the Ombudsman within 21 days; copy fee capped at 25 cents per page for first 10 pages and 10 cents thereafter when electronic format is unavailable. NRS 116.31175 (2)
  • If the executive board fails to provide a copy within 21 days, it must pay a penalty of $25 for each day of delay. NRS 116.31175 (3)
  • Books, records, and other papers must be maintained for at least 10 years (excluding minutes, which are governed by NRS 116.3108 and 116.31083). NRS 116.31175 (7)
  • Review fee for books, records, contracts, or other papers capped at $25 per hour. NRS 116.31175 (8)
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Short Title (Uniform Common-Interest Ownership Act)
Short title provision: "This chapter may be cited as the Uniform Common-Interest Ownership Act." Single sentence; substantive applicability is at NRS 116.1201 and following.
Board Powers and Duties
Board of directors powers, fiduciary duties, and governance obligations for Nevada CICs.
Construction Penalties for Failure to Adhere to Schedules
Authorizes a Nevada HOA to impose construction penalties on a unit owner who fails to adhere to required schedules for design, construction, occupancy, or permits. Right must be set forth in governing documents, the maximum penalty must be disclosed in the public offering statement or resale package, and the owner must receive notice and a hearing right. A construction penalty is expressly not a fine.
Election of Board Members; Staggered Terms
Governs Nevada HOA executive board elections. Requires elected boards (not declarant-appointed) of at least 3 members after declarant control ends. Sets eligibility (not delinquent on assessments, no felony conviction involving theft or fraud against the association). Requires staggered terms (no more than half expire in any year). Specifies disclosure rules for candidates and certification requirements for elected board members.
Meetings of Unit Owners
Requires Nevada HOAs to hold a meeting of unit owners at least once per year. Sets minimum-30-days advance notice with agenda. Special meetings may be called by the executive board, by 25% of unit owners, or by another threshold set in the bylaws. Owners have the right to attend and to make audio recordings. Notice must include agenda, meeting materials, and the methods for casting ballots.
Right of Unit Owners to Speak at Meetings
Establishes the right of Nevada unit owners to attend and speak at meetings of unit owners and meetings of the executive board. Sets limits on the executive board's power to meet in executive session. Hearings on alleged violations must follow specific procedure: the owner accused must receive written notice with the alleged violation, time and place of hearing, and the right to attend and present evidence.
Quorum
Default quorum for unit owner meetings of a common-interest community: 20 percent of votes in the association unless the governing documents provide otherwise. Persons present in person, by proxy, by absentee ballot (NRS 116.311), or any combination, all count toward quorum.
Audit and Review of Financial Statements
Sets tiered audit and review requirements for Nevada HOA financial statements based on annual budget size. Communities with annual budgets of $75,000 or more must obtain an annual independent CPA audit. Communities with budgets between $45,000 and $75,000 must obtain a CPA review in years preceding a reserve study. Smaller communities are exempt unless their governing documents require otherwise.
Assessments for Common Expenses
Requires Nevada HOAs to make assessments for common expenses based on a budget adopted at least annually. Mandates funding of adequate reserves for the major components the association is obligated to maintain, repair, or replace. Limits the rate of interest that may be charged on past-due assessments. Requires special-meeting notice for assessments to fund capital improvements.
Annual Budget Distribution and Ratification
Requires the Nevada HOA executive board to prepare and distribute an operating budget and a reserve budget (or summaries) to unit owners 30 to 60 days before the start of the fiscal year. The proposed budgets become effective without owner approval unless rejected by majority of all unit owners at a special meeting called within 60 days of distribution. Also requires distribution of the policy for collection of fees, fines, assessments, or costs.
Study of Reserves
Requires Nevada HOAs to conduct a study of reserves for major components of the common elements at least once every 5 years, with annual updates. The study must be conducted by a person qualified by training and experience. The board must submit a summary of the study to the Real Estate Division of the Nevada Department of Business and Industry. The study must identify components, expected useful lives, current condition, and the funding plan to maintain adequate reserves.
Lien for Assessments (Super-Priority)
Assessment super-priority lien (9 months of assessments take priority over first deed of trust). Major Nevada-specific provision.
Foreclosure of liens: Notice of delinquent assessment; notice of default and election to sell
Opening step of Nevada's non-judicial HOA foreclosure procedure. Sets out (a) the notice of delinquent assessment that must be mailed or delivered to the unit owner, (b) the recording requirements and content of the notice of default and election to sell, (c) the cure period during which the owner may pay the lien to avoid foreclosure, and (d) the limitations on the type of lien that may be foreclosed non-judicially.
Foreclosure of liens: Mailing of notice of default and election to sell to interested persons
Notice requirements for sending the notice of default and election to sell to specified interested persons (including holders of recorded security interests in the unit). Notice is the safeguard the Nevada Supreme Court relied on in Saticoy Bay (2017) when rejecting the Ninth Circuit's federal due-process challenge in Bourne Valley.
Foreclosure of liens: Procedure for conducting sale
Mechanics of the trustee's sale: procedure for conducting the sale, satisfaction of the lien before sale, persons prohibited from purchasing the unit, execution and delivery of the deed, and use of proceeds. A defect in this procedure is the most common ground for post-sale challenges to a Nevada super-priority foreclosure.
Foreclosure of Liens (Title and Redemption)
Governs the title transfer and redemption rights when a Nevada HOA forecloses its assessment lien. Title vests in the foreclosure-sale purchaser subject to a 60-day redemption right. The sale does not extinguish a first deed of trust if the superior portion of the lien (the 9-month super-priority amount) is satisfied. Bona fide purchasers and encumbrancers receive specific protections. Critical statute for Nevada HOA foreclosure procedure following SFR Investments v. U.S. Bank.
Foreclosure of liens: Requests by interested persons for notice of default and election to sell or notice of sale
Procedure by which an interested person (typically a junior lienholder) records a request for notice of default and election to sell or notice of sale. The opt-in notice scheme established in this section was the subject of the federal due-process challenge in Bourne Valley (9th Cir. 2016), which the Nevada Supreme Court rejected on state-law grounds in Saticoy Bay (2017).
Maintenance and Availability of Books, Records and Other Papers of Association
Requires Nevada HOAs to make books, records, financial statements, budgets, reserve studies, and contracts available for owner review. Copies must be provided within 21 days; failure to do so triggers a $25/day penalty. Records must be retained for at least 10 years. Review fee capped at $25 per hour.
Resale Package
Resale package (certificate) requirements for Nevada CIC unit sales. Establishes the substantive contents the seller must furnish (NRS 116.4109(1)(a)–(f)), the 5-calendar-day buyer cancellation right (subsection 2), the 10-calendar-day association delivery deadline (subsection 3), the fee cap (subsection 4(b)), and the 90-calendar-day validity period (subsection 5).
Required information in resale package
Substantive disclosure items required in a Nevada resale package under NRS Chapter 116 (UCIOA). Companion to NRS 116.4109, which sets the procedural rules. Items include the declaration, bylaws, rules, current operating budget, reserve study summary, financial statement, insurance summary, statement of unpaid and special assessments, pending litigation and unsatisfied judgments, transfer fees and other current or expected fees, and a statement identifying the unit's share of common expenses.
Ombudsman for Owners in Common-Interest Communities and Condominium Hotels: Creation of office; appointment; qualifications; powers and duties
Creates the Office of the Ombudsman for Owners in Common-Interest Communities and Condominium Hotels within the Nevada Real Estate Division. Establishes the appointment, qualifications, powers, and duties of the Ombudsman, including assisting unit owners with questions, complaints, and disputes; investigating complaints; and referring matters to the Commission for Common-Interest Communities and Condominium Hotels where appropriate. No other CommunityPay RC profile state has an analogous statutory office.
Source: Nevada state legislature. Statutes verified by CommunityPay. Last verified May 2026.
May 25, 2026
NRS 116.4109 adds effective-date limit '[Effective through June 30, 2026]' and expands resale-package requirements, cancellation procedures, and association fee schedules with specific dollar caps ($185 certificate fee, $165 statement-of-demand fee) and CPI-adjustment rules.
NRS 116.4109 · Statute amended
May 25, 2026
NRS 116.31175 adds mandatory electronic format for records copies (at no charge) or sets a tiered fee cap of 25 cents per page (first 10 pages) then 10 cents per page if paper format; imposes $25 daily penalty for failure to provide copies within 21 days; restructures violation-record requirements with specific content and privacy rules; clarifies meeting-minutes retention exemptions in subsection 7.
NRS 116.31175 · Statute amended
Apr 28, 2026
Drift detected on NRS 116.31034 — NRS 116 — Election of Board Members; Staggered Terms: NEW_SUBSECTION (179 chars → 16524 chars, +16345)
NRS 116.31034 · New subsection added
Drift detection: when a statute's text changes, dependent content is automatically flagged for review and re-verification.
Saticoy Bay LLC Series 350 Durango 104 v. Wells Fargo Home Mortg., 133 Nev. 28, 388 P.3d 970 (2017) · Good law
The Nevada Supreme Court rejected the 9th Circuit's Bourne Valley federal due-process analysis and held that NRS 116.3116's statutory notice scheme is constitutional under Nevada law. Reaffirmed SFR Investments: a properly noticed non-judicial foreclosure of the 9-month super-priority assessment lien extinguishes a first deed of …
Bourne Valley Court Trust v. Wells Fargo Bank, N.A., 832 F.3d 1154 (9th Cir. 2016) · Overruled
Held NRS 116.3116's pre-2015 opt-in notice scheme facially unconstitutional under the federal Due Process Clause for failing to require affirmative notice to junior lienholders before a super-priority foreclosure could extinguish their interest. Federal courts applying Nevada law had to find for the lender against the …
SFR Investments Pool 1, LLC v. U.S. Bank, N.A., 130 Nev. 742, 334 P.3d 408 (2014) · Good law
NRS 116.3116 creates a true super-priority lien for up to 9 months of unpaid assessments that takes priority over a first deed of trust. A properly conducted non-judicial foreclosure of the super-priority portion under NRS 116.31162 to 116.31168 extinguishes the first deed of trust and …
How much can a Nevada HOA charge for a resale certificate?
Under NRS 116.4109, a Nevada homeowners association may charge no more than $185 for preparing a resale certificate (the disclosure packet required when a unit is sold). Charges in excess of the statutory cap are not collectible from the seller or buyer.
Source: NRS 116.4109
How long does a Nevada HOA have to deliver a resale certificate?
Under NRS 116.4109, a Nevada association must deliver the resale certificate within 10 calendar days of a written request from the unit owner, prospective purchaser, or their representative. Missing the deadline carries statutory consequences — including, in many states, release of the buyer from any unpaid amounts the seller owed at the time of the request.
Source: NRS 116.4109
What is the default quorum for Nevada HOA owner meetings?
Under NRS 116.3109, the default quorum at a Nevada unit-owner meeting is 20% of the voting interests, measured at the start of the meeting. The bylaws or declaration may set a higher percentage but generally may not go below the statutory floor. Quorum may be satisfied in person or by proxy.
Source: NRS 116.3109
How often must a Nevada HOA conduct a reserve study?
Under NRS 116.31152, Nevada associations are required to commission a reserve study at intervals of approximately 5 years to identify the remaining useful life and replacement cost of major common-element components and to recommend a reserve funding plan. The study supports the annual reserve disclosure to owners and the reserve summary required in the resale certificate.
Source: NRS 116.31152
Do owners have a right to inspect Nevada HOA records?
Yes. Under NRS 116.31175, records must be made available within 21 days of a written request and financial records must be retained for at least 10 years. The association may charge reasonable copying fees but may not impose access or retrieval fees designed to discourage inspection. Limited categories (attorney-client privileged material, executive-session records, owner-privacy data) may be withheld.
Source: NRS 116.31175
Does a Nevada HOA assessment lien have priority over a first mortgage?
Yes — Nevada is a 'super-priority' state. Under NRS 116.3116, the association's lien for 9 months of unpaid assessments takes priority over a first-recorded mortgage. When the HOA forecloses, the first mortgage lender must either pay the 9 months of super-priority assessments or risk losing its lien — a significant collection tool for the association.
Source: NRS 116.3116
What is SB 378 and how does it affect Nevada HOAs?
SB 378 (Chapter 436, Statutes of Nevada 2023) — "Revises provisions relating to common-interest communities" — was signed on June 15, 2023 and took effect on June 13, 2023. Modifies Nevada common-interest community regulations governing electronic portals and notice delivery to unit owners. Changes the requirements for associations with 150 or more units regarding their internet websites or electronic portals — only certain specified documents need be available on the website (rather than any documents) — and eliminates the requirement for electronic assessment-payment capabilities while authorizing portals to allow electronic payments if specified requirements are met. Exact NRS Chapter 116 sections amended deferred — list requires bill-text review on leg.state.nv.us NELIS.
Answers derived from the Nevada legal corpus. Every numeric value (fee caps, deadlines, percentages) is pulled from a primary-source statutory threshold record verified by CommunityPay.
$247
Avg Median Monthly Fee
$200 – $310
County Range
47973
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 17 counties with data.
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Data sourced from Nevada Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
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