Maine HOA & Condominium Law
6 active Maine statutes govern homeowners associations and condominiums in the state. The corpus encodes 26 specific requirements across governance, finance, reserves, disclosure, and enforcement.
Estoppel Disclosure Workflow
13 standard items
ME
CommunityPay has not verified a state-specific statutory resale certificate regime in Maine. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
- Current periodic assessment amount and any unpaid or delinquent assessments
- Pending or approved special assessments
- Reserve fund balance and designated projects
- Most recent balance sheet and income/expense statement
- Current operating budget
- Insurance coverage provided for the benefit of owners
- Pending lawsuits, unsatisfied judgments, or threatened litigation
- Board composition, meeting frequency, and governance status
- Declaration, bylaws, and rules and regulations
- Capital expenditures approved or anticipated for current and next two fiscal years
- Transfer fees, move-in/move-out fees, or other charges upon sale
- Known violations of the governing documents or applicable codes
- Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate.
Maine does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
What Maine Law Requires
Governance (14)
- Establishes the applicability of the Maine Condominium Act to all condominiums created after January 1, 1983. 33 M.R.S.A. §1601-102
- Pre-existing condominiums (created under the Unit Ownership Act, Chapter 10) are covered only if they amend their instruments to opt in. 33 M.R.S.A. §1601-102
- Based on the Uniform Condominium Act, not UCIOA — applies to condominiums only. 33 M.R.S.A. §1601-102
- The declarant has fiduciary duty to unit owners during the control period, which ends at the earliest of: 7 years (with development rights), 5 years (without), or when 75 percent of units are conveyed. 33 M.R.S.A. §1603-103
- Budget ratification requires owner notification within 30 days of proposal and a meeting 10-30 days after mailing. 33 M.R.S.A. §1603-103
- Requires a minimum of 3 board members, majority unit owners. 33 M.R.S.A. §1603-103
- Unit owners have the right to attend executive board meetings. 33 M.R.S.A. §1603-108
- Not less than 10 nor more than 60 days in advance 33 M.R.S.A. §1603-108
- Executive sessions are limited to enumerated purposes (legal, litigation, personnel, contract negotiations, privacy). 33 M.R.S.A. §1603-108
- Requires at least one unit owner meeting per year. 33 M.R.S.A. §1603-108
- Notice must be given not fewer than 10 nor more than 60 days in advance. 33 M.R.S.A. §1603-108
- Still actively maintained — §576-A (electric vehicle charging stations) was added recently. 33 M.R.S.A. §560
- The original Maine condominium statute (effective 1965), governing condominiums created before January 1, 1983 that have not opted into the Maine Condominium Act. 33 M.R.S.A. §560
- Sections 560 through 588 (Chapter 10). 33 M.R.S.A. §560
Financial (1)
- No statutory dollar cap on preparation fees; statute requires only a "reasonable fee." 33 M.R.S.A. §1604-108
Assessment (3)
- May be foreclosed in like manner as a mortgage on real estate 33 M.R.S.A. §1603-116
- Extinguished unless proceedings to enforce the lien are instituted within 6 years 33 M.R.S.A. §1603-116
- Creates an assessment lien on condominium units, but unlike most UCA states, Maine does NOT grant super-priority over first mortgages. 33 M.R.S.A. §1603-116
Reserves (1)
- Contains 12 required disclosure items including assessments, reserves, budget, insurance, judgments, and code violations. 33 M.R.S.A. §1604-108
Disclosure (4)
- Contract is voidable by the purchaser for 5 days after receipt or until conveyance, whichever occurs first. 33 M.R.S.A. §1604-108
- Requires the association to furnish a resale certificate within 10 days of a unit owner's request. 33 M.R.S.A. §1604-108
- The purchase contract is voidable by the purchaser until the certificate has been provided and for 5 days thereafter 33 M.R.S.A. §1604-108
- Within 10 days after a request by a unit owner 33 M.R.S.A. §1604-108
Enforcement (3)
- The lien is subordinate to first mortgages recorded before or after the assessment becomes delinquent. 33 M.R.S.A. §1603-116
- Foreclosure follows judicial process. 33 M.R.S.A. §1603-116
- The lien is extinguished unless enforcement proceedings are instituted within 6 years. 33 M.R.S.A. §1603-116
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Topic Coverage
Assessment Collection
2
Governance Documents
2
Architectural Review
1
Developer Transition
1
Elections and Voting
1
Enforcement and Fines
1
Fiduciary Duty
1
Foreclosure and Liens
1
Meetings and Notice
1
Resale Disclosure
1
Each chip links to the Maine statutes addressing that topic. Counts reflect distinct statute assignments.
Applicable Statutes
Maine Condominium Act — Applicability
Establishes the applicability of the Maine Condominium Act to all condominiums created after January 1, 1983. Pre-existing condominiums (created under the Unit Ownership Act, Chapter 10) are covered only if they amend their instruments to opt in. Based on the Uniform Condominium Act, not UCIOA — applies to condominiums only.
Maine Condominium Act — Executive Board Members and Officers
Requires a minimum of 3 board members, majority unit owners. The declarant has fiduciary duty to unit owners during the control period, which ends at the earliest of: 7 years (with development rights), 5 years (without), or when 75 percent of units are conveyed. Budget ratification requires owner notification within 30 days of proposal and a meeting 10-30 days after mailing.
Maine Condominium Act — Meetings
Requires at least one unit owner meeting per year. Notice must be given not fewer than 10 nor more than 60 days in advance. Unit owners have the right to attend executive board meetings. Executive sessions are limited to enumerated purposes (legal, litigation, personnel, contract negotiations, privacy). A final vote may not be taken during an executive session.
Maine Condominium Act — Lien for Assessments
Creates an assessment lien on condominium units, but unlike most UCA states, Maine does NOT grant super-priority over first mortgages. The lien is subordinate to first mortgages recorded before or after the assessment becomes delinquent. The lien is extinguished unless enforcement proceedings are instituted within 6 years. Foreclosure follows judicial process. The association may accept a deed in lieu.
Maine Condominium Act — Resales of Units
Requires the association to furnish a resale certificate within 10 days of a unit owner's request. Contains 12 required disclosure items including assessments, reserves, budget, insurance, judgments, and code violations. Contract is voidable by the purchaser for 5 days after receipt or until conveyance, whichever occurs first. No statutory dollar cap on preparation fees; statute requires only a "reasonable fee."
Maine Unit Ownership Act (Pre-1983)
The original Maine condominium statute (effective 1965), governing condominiums created before January 1, 1983 that have not opted into the Maine Condominium Act. Sections 560 through 588 (Chapter 10). Still actively maintained — §576-A (electric vehicle charging stations) was added recently.
Source: Maine state legislature. Statutes verified by CommunityPay. Last verified April 2026.
Pending & Recent Maine HOA Legislation
1 HOA-relevant bill tracked for Maine · refreshed May 2, 2026 · Source: LegiScan
Case Law Interpreting These Statutes
Tidewater Loft Condominium Association v. Judith L. Moskal-Kanz. Text not available in API response.
Frequently Asked Questions — Maine HOA Law
How long does a Maine HOA have to deliver a resale certificate?
Under 33 M.R.S.A. §1604-108, a Maine association must deliver the resale certificate within 10 calendar days of a written request from the unit owner, prospective purchaser, or their representative. Missing the deadline carries statutory consequences — including, in many states, release of the buyer from any unpaid amounts the seller owed at the time of the request.
Source: 33 M.R.S.A. §1604-108
How much advance notice must a Maine HOA give for meetings?
Under 33 M.R.S.A. §1603-108, a Maine association must give unit owners at least 10 days advance notice of meetings. The notice must specify the date, time, place, and agenda items to be considered. Actions taken at a meeting that violates the notice requirement may be voidable on owner challenge.
Source: 33 M.R.S.A. §1603-108
Answers derived from the Maine legal corpus. Every numeric value (fee caps, deadlines, percentages) is pulled from a primary-source statutory threshold record verified by CommunityPay.
Maine HOA Fee Benchmark
$348
Avg Median Monthly Fee
$208 – $563
County Range
16098
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 16 counties with data.
Communities by City
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Download the Maine HOA & Condo Compliance Checklist
One PDF — every active Maine statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.
- Statutory fee caps and time limits (resale, late fees, lien priority)
- Recent law changes with effective dates
- Resale & estoppel disclosure profile, item by item
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Maine Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations