Louisiana HOA & Condominium Law
11 active Louisiana statutes govern homeowners associations and condominiums in the state. The corpus encodes 24 specific requirements across governance, finance, reserves, disclosure, and enforcement.
Estoppel Disclosure Workflow
13 standard items
LA
CommunityPay has not verified a state-specific statutory resale certificate regime in Louisiana. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
- Current periodic assessment amount and any unpaid or delinquent assessments
- Pending or approved special assessments
- Reserve fund balance and designated projects
- Most recent balance sheet and income/expense statement
- Current operating budget
- Insurance coverage provided for the benefit of owners
- Pending lawsuits, unsatisfied judgments, or threatened litigation
- Board composition, meeting frequency, and governance status
- Declaration, bylaws, and rules and regulations
- Capital expenditures approved or anticipated for current and next two fiscal years
- Transfer fees, move-in/move-out fees, or other charges upon sale
- Known violations of the governing documents or applicable codes
- Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate.
Louisiana does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
What Louisiana Law Requires
Governance (10)
- The Louisiana Condominium Act, enacted 1979 and substantially revised, governs condominiums created in Louisiana. La. R.S. 9:1121.101
- Organized in 4 articles covering general provisions (9:1121.101-113), creation and alteration (9:1122.101-118), management (9:1123.101-116), and protection of purchasers (9:1124.101-115). La. R.S. 9:1121.101
- Grants the unit owners' association broad powers including the ability to adopt and amend budgets, collect assessments, hire and discharge managers, institute and defend litigation, regulate use of common elements, make contracts, impose late fees, and levy reasonable fines for violations. La. R.S. 9:1123.102
- Administration and operation of the condominium shall be governed by the bylaws, which provide the form and manner of administration. La. R.S. 9:1123.106
- The Louisiana Condominium Act defers specific meeting notice periods and voting procedures to the association's bylaws rather than prescribing statutory minimums. La. R.S. 9:1123.106
- The Louisiana Planned Community Act (formerly Homeowners Association Act) governs planned communities with mandatory membership and assessment authority. La. R.S. 9:1141.1
- Substantially rewritten by Act 158 of 2024 (effective January 1, 2025), expanding from 9 sections to approximately 50 sections modeled on the Uniform Common Interest Ownership Act. La. R.S. 9:1141.1
- Applies to associations organized for planned communities; pre-2025 associations are not required to comply with all new provisions. La. R.S. 9:1141.1
- Provides qualified immunity for good-faith decisions made in the management of the association. La. R.S. 9:2792.7
- Limits the personal liability of directors, officers, and trustees of homeowners associations for acts performed in their official capacity. La. R.S. 9:2792.7
Financial (1)
- May impose reasonable charges for preparation of resale certificates and statements of unpaid assessments. La. R.S. 9:1123.102
Assessment (6)
- The association holds a privilege (civil law equivalent of a lien) on each condominium parcel for unpaid or accelerated assessments, fines or late fees in excess of $250, and interest. La. R.S. 9:1123.115
- If a unit owner is delinquent for 3 or more months in any 8-month period, the association may accelerate assessments for a 12-month period and file a privilege for the accelerated sums. La. R.S. 9:1123.115
- Interest at the rate provided in the declaration or the legal interest rate. La. R.S. 9:1123.115
- Louisiana does not provide super-priority for assessment privileges over first mortgages La. R.S. 9:1123.115 (A)
- This section may have been renumbered in the 2024 rewrite (Act 158) of the Planned Community Act. La. R.S. 9:1141.9
- Establishes a privilege (lien) in favor of the homeowners association for unpaid assessments on lots within the planned community. La. R.S. 9:1141.9
Disclosure (3)
- This is the general residential disclosure requirement — not a comprehensive association-produced resale certificate like WA or FL statutes require. La. R.S. 9:3198
- Covers physical condition of property, known defects, and association membership obligations. La. R.S. 9:3198
- Requires sellers to deliver a property disclosure document including information about homeowners associations and restrictive covenants. La. R.S. 9:3198
Insurance (1)
- Establishes insurance requirements for condominium associations including property and liability coverage for common elements. La. R.S. 9:1123.112
Compliance (3)
- Provides for a 1-year warranty on workmanship and materials, a 2-year warranty on plumbing, electrical, heating, cooling, and ventilation systems, and a 5-year warranty against major structural defects. La. R.S. 9:3141
- Applies to condominiums and homes within planned communities. La. R.S. 9:3141
- The Louisiana New Home Warranty Act establishes warranties for newly constructed residential dwellings. La. R.S. 9:3141
Sourced from CommunityPay's living legal corpus. Each requirement traces to a primary statute snapshot verified by a subject-matter expert.
Topic Coverage
Assessment Collection
4
Governance Documents
3
Enforcement and Fines
2
Fiduciary Duty
2
Foreclosure and Liens
2
Meetings and Notice
2
Resale Disclosure
2
Construction Defect
1
Elections and Voting
1
Insurance Requirements
1
Each chip links to the Louisiana statutes addressing that topic. Counts reflect distinct statute assignments.
Applicable Statutes
Louisiana Condominium Act — Short Title
The Louisiana Condominium Act, enacted 1979 and substantially revised, governs condominiums created in Louisiana. Organized in 4 articles covering general provisions (9:1121.101-113), creation and alteration (9:1122.101-118), management (9:1123.101-116), and protection of purchasers (9:1124.101-115).
Louisiana Condominium Act — Association Meetings
Unit owner and board meeting requirements; 72 hours board meeting notice.
Condominium — Powers of Unit Owners' Association
Grants the unit owners' association broad powers including the ability to adopt and amend budgets, collect assessments, hire and discharge managers, institute and defend litigation, regulate use of common elements, make contracts, impose late fees, and levy reasonable fines for violations. May impose reasonable charges for preparation of resale certificates and statements of unpaid assessments.
Condominium — Bylaws
Administration and operation of the condominium shall be governed by the bylaws, which provide the form and manner of administration. The Louisiana Condominium Act defers specific meeting notice periods and voting procedures to the association's bylaws rather than prescribing statutory minimums.
Condominium — Insurance
Establishes insurance requirements for condominium associations including property and liability coverage for common elements.
Condominium — Privilege on Immovables (Assessment Lien)
The association holds a privilege (civil law equivalent of a lien) on each condominium parcel for unpaid or accelerated assessments, fines or late fees in excess of $250, and interest. If a unit owner is delinquent for 3 or more months in any 8-month period, the association may accelerate assessments for a 12-month period and file a privilege for the accelerated sums. Interest at the rate provided in the declaration or the legal interest rate.
Louisiana Planned Community Act — Short Title
The Louisiana Planned Community Act (formerly Homeowners Association Act) governs planned communities with mandatory membership and assessment authority. Substantially rewritten by Act 158 of 2024 (effective January 1, 2025), expanding from 9 sections to approximately 50 sections modeled on the Uniform Common Interest Ownership Act. Applies to associations organized for planned communities; pre-2025 associations are not required to comply with all new provisions.
Homeowners Association Privilege
Establishes a privilege (lien) in favor of the homeowners association for unpaid assessments on lots within the planned community. This section may have been renumbered in the 2024 rewrite (Act 158) of the Planned Community Act.
Limitation of Liability of HOA Directors, Officers, and Trustees
Limits the personal liability of directors, officers, and trustees of homeowners associations for acts performed in their official capacity. Provides qualified immunity for good-faith decisions made in the management of the association.
New Home Warranty Act — Definitions
The Louisiana New Home Warranty Act establishes warranties for newly constructed residential dwellings. Provides for a 1-year warranty on workmanship and materials, a 2-year warranty on plumbing, electrical, heating, cooling, and ventilation systems, and a 5-year warranty against major structural defects. Applies to condominiums and homes within planned communities.
Residential Property Disclosure — HOA and Covenant Information
Requires sellers to deliver a property disclosure document including information about homeowners associations and restrictive covenants. Covers physical condition of property, known defects, and association membership obligations. This is the general residential disclosure requirement — not a comprehensive association-produced resale certificate like WA or FL statutes require.
Source: Louisiana state legislature. Statutes verified by CommunityPay. Last verified April 2026.
Pending & Recent Louisiana HOA Legislation
Last action: Apr 29, 2026
Last action: Apr 28, 2026
Last action: Apr 14, 2026
Last action: Mar 9, 2026
7 HOA-relevant bills tracked for Louisiana · refreshed May 2, 2026 · Source: LegiScan
Frequently Asked Questions — Louisiana HOA Law
Does a Louisiana HOA assessment lien have priority over a first mortgage?
No. Louisiana does not grant HOA assessment liens super-priority over a first mortgage. Although La. R.S. 9:1123.115 establishes the assessment-lien framework, the HOA's lien sits subordinate to a first-recorded mortgage. Recording date controls relative priority among the remaining junior liens. Collection still proceeds, but the lender does not face the forced-payoff risk seen in true super-priority states such as Washington, Colorado, and Nevada.
Source: La. R.S. 9:1123.115
Answers derived from the Louisiana legal corpus. Every numeric value (fee caps, deadlines, percentages) is pulled from a primary-source statutory threshold record verified by CommunityPay.
Louisiana HOA Fee Benchmark
$346
Avg Median Monthly Fee
$34 – $885
County Range
17857
Units Paying HOA Fees
Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates (PUMS). 62 counties with data.
Communities by City
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Download the Louisiana HOA & Condo Compliance Checklist
One PDF — every active Louisiana statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.
- Statutory fee caps and time limits (resale, late fees, lien priority)
- Recent law changes with effective dates
- Resale & estoppel disclosure profile, item by item
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Louisiana Secretary of State public registrations. Legal corpus maintained by CommunityPay's editorial team and traced to primary statute snapshots.
United States Payments and Accounting Governance Infrastructure for Community Associations