HOAs & Condos in Urbandale, IA

275 registered communities in Urbandale across Polk County and 1 adjacent county. Mix: 88 unclassified entity, 76 townhome association, 56 condominium, 55 homeowners association. Median monthly HOA/condo fee in the county is $212.

Estoppel Disclosure Workflow 13 standard items
IA
CommunityPay has not verified a state-specific statutory resale certificate regime in Iowa. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
  • Current periodic assessment amount and any unpaid or delinquent assessments
  • Pending or approved special assessments
  • Reserve fund balance and designated projects
  • Most recent balance sheet and income/expense statement
  • Current operating budget
  • Insurance coverage provided for the benefit of owners
  • Pending lawsuits, unsatisfied judgments, or threatened litigation
  • Board composition, meeting frequency, and governance status
  • Declaration, bylaws, and rules and regulations
  • Capital expenditures approved or anticipated for current and next two fiscal years
  • Transfer fees, move-in/move-out fees, or other charges upon sale
  • Known violations of the governing documents or applicable codes
  • Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Iowa does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
492,316
County Population
Relatively Moderate
FEMA Risk Rating
$212
Median Monthly HOA Fee
$179 – $280
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 9,800 units.
Strong Wind
Very High
$11,491,943/yr expected loss
Tornado
Relatively High
$30,948,070/yr expected loss
Hail
Relatively High
$7,391,533/yr expected loss
Heat Wave
Relatively High
$10,710,603/yr expected loss
Drought
Relatively High
$3,074,289/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Name Type Formed
2901 GRAND CONDOMINIUMS OWNERS ASSOCIATION Condominium 2002
3031 GRAND CONDOMINIUM ASSOCIATION Condominium 2005
3301 111TH STREET OWNERS ASSOCIATION, INC. Unclassified Entity 2022
4316 GRAND CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
463 TOWNHOME LLC Townhome Association 2025
4TH STREET CONDO OWNERS ASSOCIATION Condominium 2006
ADAM RIDGE CONDOMINIUMS I OWNERS ASSOCIATION Condominium 2012
AIRPORT CROSSROADS OWNERS ASSOCIATION, INC. Unclassified Entity 2021
ALLERTON PARK SINGLE FAMILY HOMEOWNER ASSOCIATION Unclassified Entity 2014
ANNA'S GROVE CONDOMINIUM ASSOCIATION Condominium 2013
ARTISAN ROW OWNERS ASSOCIATION Unclassified Entity 2014
ASHLAND POINTE TOWNHOME ASSOCIATION Townhome Association 2006
ASHLEY ACRES HOMEOWNERS ASSOCIATION INC Homeowners Association 2021
ASHWORTH ACRES OWNERS ASSOCIATION, INC. Unclassified Entity 2019
AUTUMN PARK TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2022
AUTUMN VALLEY HOMEOWNERS' ASSOCIATION Homeowners Association 2021
AUTUMN VALLEY TOWNHOMES HOMEOWNERS' ASSOCIATION Townhome Association 2021
AVONDALE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
BANKS LANDING HOME OWNERS' ASSOCIATION Homeowners Association 2022
BAY HILL OWNERS ASSOCIATION, INC. Unclassified Entity 1989
BEACON POINTE OWNERS ASSOCIATION Unclassified Entity 2003
BENT CREEK ESTATES PLAT 4 HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2012
BENT CREEK MEADOWS OWNERS ASSOCIATION, INC. Unclassified Entity 2013
BENTLEY RIDGE TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2025
BENT TREE CROSSING OWNERS ASSOCIATION, INC. Unclassified Entity 2015
BERKSHIRE CROSSING HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2004
BILTMORE OWNERS ASSOCIATION, INC. Unclassified Entity 2024
BILTMORE WEST OWNERS ASSOCIATION, INC. Unclassified Entity 2022
BLUE SKY ESTATES HOME OWNERS ASSOCIATION, INC. Homeowners Association 2023
BOULDER CREEK ESTATES OWNERS ASSOCIATION, INC. Unclassified Entity 2022
BROOKE FIELD ESTATES NORTHWEST PLAT 1 OWNERS ASSOCIATION Unclassified Entity 2019
BROOK LANDING OWNERS ASSOCIATION, INC. Unclassified Entity 2017
BROOK RIDGE PLAT 3 OWNERS ASSOCIATION Unclassified Entity 2022
BROOK RUN SOUTH HOMEOWNERS ASSOCIATION Homeowners Association 2001
CALUSA AT TIMBERLINE VILLAGE OWNERS ASSOCIATION Unclassified Entity 2021
CAMPIELLO POINT PLAT 1 TOWNHOME OWNERS ASSOCIATION Townhome Association 2018
CANYON LANDING OWNERS ASSOCIATION, INC. Unclassified Entity 2021
CAPITOL VILLAGE LOFTS CONDOMINIUM OWNERS' ASSOCIATION, INC, Condominium 2005
CARLY CONDON LLC INC Condominium 2023
CARMEL HYPERION OWNERS ASSOCIATION, INC. Unclassified Entity 2024
CARMEL PARK OWNERS ASSOCIATION, INC. Unclassified Entity 2021
CARMEN ESTATES PLAT 2 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2003
CARRIAGE HOMES OF WEST DES MOINES TOWNHOMES ASSOCIATION, INC. Townhome Association 1998
CASTLE RANCH OWNERS ASSOCIATION, INC. Unclassified Entity 2022
CENTENNIAL TERRACE OWNERS ASSOCIATION Unclassified Entity 2004
CHAUTAUQUA PARK TOWNHOME OWNERS ASSOCIATION Townhome Association 2019
CITYVIEW 34 TOWNHOME OWNERS ASSOCIATION Townhome Association 2018
CONDOLEON CONNECTIONS LLC Condominium 2026
CORONADO HOMEOWNERS ASSOCIATION Homeowners Association 1978
COUNTRY CLUB OWNERS ASSOCIATION Unclassified Entity 1988
COUNTRY CLUB RIDGE TOWNHOME OWNERS ASSOC., INC. Townhome Association 1998
CRESTON TOWNHOMES, L.L.C. Townhome Association 2021
CROSS CREEK CONDOMINIUM OWNERS' ASSOCIATION Condominium 1989
CRYSTAL CREEK II TOWNHOME ASSOCIATION Townhome Association 1997
CRYSTAL CREEK TOWNHOMES ASSOCIATION, INC. Townhome Association 2015
CT TOWNHOMES, L.L.C. Townhome Association 2026
DAWN MARIE OWNERS ASSOCIATION, INC. Unclassified Entity 2017
DAYBREAK PLAT 2 OWNERS ASSOCIATION Unclassified Entity 2017
DAY'S RUN WEST OWNERS ASSOCIATION Unclassified Entity 2006
DEERBROOK TOWNHOMES OWNERS ASSOCIATION Townhome Association 1992
DEER CREEK ESTATES HOME OWNERS ASSOCIATION Homeowners Association 2007
DEER CREEK SOUTH TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2019
EAGLE CREEK TOWNHOME ASSOCIATION, INC. Townhome Association 2006
EASTON AT BRIDGEWOOD NORTH OWNERS ASSOCIATION, INC. Unclassified Entity 2010
ELDORADO ESTATES PLAT 1 OWNERS ASSOCIATION, INC. Unclassified Entity 2016
EL DORADO HILLS OWNERS ASSOCIATION, INC. Unclassified Entity 2020
EL MICHOACANO TAQUERIA LLC Homeowners Association 2024
EMERALD POINTE CONDOMINIUM ASSOCIATION Condominium 2001
FIRST STREET COMMONS OWNERS ASSOCIATION, INC. Unclassified Entity 2021
FOREST PLACE HOMEOWNERS ASSOCIATION Homeowners Association 2025
FOUNTAIN POINTE OWNERS ASSOCIATION, INC. Unclassified Entity 2000
FOX CREEK MEADOWS OWNERS ASSOCIATION, INC. Unclassified Entity 2024
FOX RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2022
FOX RIDGE TOWNHOMES HOMEOWNERS ASSOCIATION, INC. Townhome Association 2022
FOX VALLEY OWNERS ASSOCIATION, INC. Unclassified Entity 2023
GARDENS AT THE POINTE OWNERS ASSOCIATION Unclassified Entity 2002
GARDENS OF MEREDITH POINTE HOMEOWNERS ASSOCIATION Homeowners Association 1995
GARDENS OF WINDSTONE HOMEOWNERS ASSOCIATION Homeowners Association 1995
GLENSTONE TRAIL CONDOMINIUM OWNERS ASSOCIATION Condominium 2007
GLENSTONE VILLAGE CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
GLENWOOD VILLAS CONDOMINIUM ASSOCIATION Condominium 2016
GOODMAN ESTATES OWNERS ASSOCIATION Unclassified Entity 2021
GRAND LUX MOTOR CONDOMINIUMS ASSOCIATION, INC. Condominium 2024
GRAND OAKCREST TOWNHOMES ASSOCIATION, INC. Townhome Association 2024
GRAND RIDGE ESTATES TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2021
GRAND RIDGE ESTATES TOWNHOMES ASSOCIATION, INC. Townhome Association 2022
GREEN MEADOWS NORTH TOWNHOMES ASSOCIATION. Townhome Association 1999
GROVE LANDING OWNERS ASSOCIATION Unclassified Entity 2021
HALLBROOK TOWNHOMES PHASE I ASSOCIATION, INC. Townhome Association 2002
HALLBROOK TOWNHOMES PHASE II ASSOCIATION, INC. Townhome Association 2003
Hamilton Heights Association INC Unclassified Entity 2026
HARVEST MEADOWS OWNERS ASSOCIATION, INC. Unclassified Entity 2022
HARVEST RIDGE ANKENY HOMEOWNERS ASSOCIATION Homeowners Association 2019
HERMITAGE TOWNHOME ASSOCIATION Townhome Association 1979
HICKMAN HILLS OWNERS ASSOCIATION Unclassified Entity 1991
HIGHLAND SUMMIT OWNERS ASSOCIATION, INC. Unclassified Entity 2014
HOMEOWNER'S DEVELOPMENT OF HICKORY HILL Unclassified Entity 1979
HOMES OF SUNGOLD OWNERS ASSOCIATION Unclassified Entity 1993
HUGHES TOWNHOMES, L.L.C. Townhome Association 2020
HYPERION WOODS OWNERS ASSOCIATION, INC. Unclassified Entity 2019
INDI RUN OWNERS ASSOCIATION, INC. Unclassified Entity 2018
JENSEN MANOR OWNERS ASSOCIATION Unclassified Entity 1979
JOHNSTON TOWNHOMES LLC Townhome Association 2020
JORDAN CREEK CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2006
JORDAN LEA HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2020
KADING I CONDOMINIUM ASSOCIATION Condominium 2006
KADING II CONDOMINIUM ASSOCIATON Condominium 2006
KADING III CONDOMINIUM ASSOCIATION Condominium 2006
KADING IV CONDOMINIUM ASSOCIATION Condominium 2006
KADING IX CONDOMINIUM ASSOCIATION Condominium 2006
KADING V CONDOMINIUM ASSOCIATION Condominium 2006
KADING VI CONDOMINIUM ASSOCIATION Condominium 2006
KADING VII CONDOMINIUM ASSOCIATION Condominium 2006
KADING VIII CONDOMINIUM ASSOCIATION Condominium 2006
KADING X CONDOMINIUM ASSOCIATION Condominium 2007
KADING XI CONDOMINIUM ASSOCIATION Condominium 2007
KADING XII CONDOMINIUM ASSOCIATION Condominium 2007
KADING XIII CONDOMINIUM ASSOCIATION Condominium 2009
KETTLESTONE HEIGHTS OWNERS ASSOCIATION, INC. Unclassified Entity 2017
KETTLESTONE HEIGHTS TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2018
KIMBERLEY CROSSING MASTER OWNERS ASSOCIATION, INC. Unclassified Entity 2021
KIMBERLEY ESTATES OWNERS ASSOCIATION, INC. Unclassified Entity 2020
KIMBERLEY VILLAS HOMEOWNERS ASSOCIATION, INC Homeowners Association 2024
KINGSBURY HOMEOWNERS' ASSOCIATION Homeowners Association 1985
KING'S GROVE OWNERS ASSOCIATION, INC. Unclassified Entity 2022
KING'S GROVE TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2020
LAKE HALICE HOME OWNERS ASSOCIATION Homeowners Association 1955
LEGACY 12 VILLAS OWNERS ASSOCIATION Unclassified Entity 2009
LEGEND TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 1992
LEXINGTON PARK TOWNHOMES, L.L.C. Townhome Association 2019
LEXINGTON PARK TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2020
LEXINGTON TOWNHOME RENTALS, L.L.C. Townhome Association 2025
LINCOLN ESTATES CONDOMINIUMS I ASSOCIATION Condominium 2013
LINCOLN RIDGE CONDOMINIUM ASSOCIATION Condominium 2008
LINCOLN RIDGE II CONDOMINIUM ASSOCIATION Condominium 2011
MAFFITT RIDGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2013
MAGNOLIA HEIGHTS OWNERS ASSOCIATION, INC. Unclassified Entity 2023
MAGNOLIA HEIGHTS TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2024
MALLARD PRAIRIE MASTER HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2019
MALLARD PRAIRIE TOWNHOMES OWNERS ASSOCIATION Townhome Association 2021
MANCHESTER VILLAGE TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2022
MEADOWBROOK CONDOMINIUM ASSOCIATION Condominium 1984
MEADOWLAND TOWNHOMES OWNERS ASSOCIATION Townhome Association 1997
MEADOWRIDGE TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2003
MEADOWS HOMEOWNERS' ASSOCIATION Homeowners Association 1978
MIKE CONDON, INC. Condominium 1978
MULBERRY LOFTS CONDOMINIUM ASSOCIATION Condominium 2006
NAPA VALLEY OWNERS ASSOCIATION Unclassified Entity 1989
NORTH CREEK TOWNHOME ASSOCIATION Townhome Association 1992
NORTHGATE EAST ROWHOUSES OWNERS ASSOCIATION, INC. Unclassified Entity 2017
NORTHWOODS CONDOMINIUMS ASSOCIATION Condominium 1986
NW RIDGEVIEW HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2026
OAK BROOK HOME OWNERS' ASSOCIATION Homeowners Association 1984
OCHOA, INC. Homeowners Association 1995
OMEGA PLACE OWNERS ASSOCIATION Unclassified Entity 1977
PAINTED WOODS SOUTH OWNERS ASSOCIATION, INC. Unclassified Entity 2020
PAINTED WOODS SOUTH TOWNHOMES PLAT 1 HOMEOWNERS ASSOCIATION Townhome Association 2022
PAINTED WOODS WEST II OWNERS ASSOCIATION Unclassified Entity 2024
PARK PLACE BY KADING CONDOMINIUMS OWNERS ASSOCIATION Condominium 2024
PARKVIEW TOWNHOMES HOMEOWNERS' ASSOCIATION Townhome Association 1979
PARKWAY TOWNHOMES AT PRAIRIE TRAIL OWNERS ASSOCIATION Townhome Association 2023
PINE VALLEY MASTER OWNERS ASSOCIATION, INC. Unclassified Entity 2019
PINE VALLEY TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2019
PINEWOOD GLEN PLAT 1 OWNERS ASSOCIATION Unclassified Entity 2003
PLAZA GARDENS OWNERS ASSOCIATION Unclassified Entity 1979
PLAZA HEIGHTS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2020
PLAZA HEIGHTS CONDOMINIUMS WEST OWNERS ASSOCIATION Condominium 2020
PLEASANT GROVE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2014
PLUMWOOD TERRACE OWNERS ASSOCIATION Unclassified Entity 1980
POND'S EDGE AT COUNTRY CROSSING TOWNHOMES ASSOCIATION Townhome Association 2000
PRAIRIE POINT VIEW HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2020
PRAIRIE RIDGE OWNERS ASSOCIATION, INC. Unclassified Entity 2021
PRAIRIE VILLAGE PART 3 TOWNHOMES, INC. Townhome Association 2023
PRAIRIE VISTA HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2022
QUAIL RUN WEST HOMEOWNERS ASSOCIATION Homeowners Association 2021
RHOADS GROUP LLC Homeowners Association 2020
RIDGEDALE HEIGHTS OWNERS ASSOCIATION, INC. Unclassified Entity 2024
RIDGEDALE HEIGHTS PLAT 1 OWNERS ASSOCIATION, INC. Unclassified Entity 2021
RIDGEDALE HEIGHTS PLAT 2 OWNERS ASSOCIATION, INC. Unclassified Entity 2021
RIDGEDALE HEIGHTS PLAT 3 OWNERS ASSOCIATION, INC. Unclassified Entity 2021
RITTGERS OAKS AT HYPERION OWNERS ASSOCIATION Unclassified Entity 1999
RITTGERS OAKS TOWNHOMES ASSOCIATION Townhome Association 1999
RIVERCHASE TOWNHOME CONDOMINIUM ASSOCIATION, INC. Condominium 1997
ROCKLYN OAKS BUSINESS OWNERS ASSOCIATION Unclassified Entity 2025
ROSEWOOD HOMEOWNERS' ASSOCIATION Homeowners Association 2003
SADDLE RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2025
SAWGRASS LINKS TOWNHOME OWNERS ASSOCIATION, INC. Townhome Association 2004
SAWGRASS TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2002
SHADOW CREEK WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
SOMERFIELD TOWNHOMES OWNERS ASSOCIATION Townhome Association 1999
SOUTHBRIDGE PLAT 3 TOWNHOME ASSOCIATION, INC. Townhome Association 2022
SOUTHERN HORIZON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
SOUTHERN MEADOWS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2017
SOUTH MAPLE GROVE OWNERS ASSOCIATION, INC. Unclassified Entity 2005
SOUTH MAPLE GROVE VILLAS OWNERS ASSOCIATION Unclassified Entity 2012
SOUTHWOODS KNOLLS TOWNHOMES ASSOCIATION Townhome Association 1996
SPRING CREST NORTHWEST TOWNHOMES, LLC Townhome Association 2021
SPRINGCREST TOWNHOMES WAUKEE 2, LLC Townhome Association 2021
SPRINGCREST TOWNHOMES WAUKEE 2 OWNERS ASSOCIATION, INC. Townhome Association 2022
SPRING CREST TOWNHOMES WDM, LLC Townhome Association 2020
STONE POINTE TOWNHOMES ASSOCIATION Townhome Association 1999
STONERIDGE CONDOMINIUM ASSOCIATION Condominium 2002
STONEWOOD HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2022
SUMMERCREST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2023
SUMMERSFIELD OWNERS ASSOCIATION Unclassified Entity 2007
SUNSET ESTATES OWNERS ASSOCIATION, INC. Unclassified Entity 2019
TERRACE WOODS OWNERS ASSOCIATION Unclassified Entity 1994
THE CARMEL OWNERS ASSOCIATION, INC. Unclassified Entity 2018
THE COLLIER CONDOMINIUM OWNERS ASSOCIATION Condominium 2023
THE GARDENS AT BRIDGEWOOD COMMONS I HOMEOWNERS ASSOCIATION Homeowners Association 1999
THE LANDING AT DEER CREEK CROSSING TOWNHOME OWNERS ASSOCIATION Townhome Association 2021
THE PINES AT GLEN OAKS OWNERS ASSOCIATION, INC. Unclassified Entity 2025
THE PINES AT MEADOW POINT OWNERS ASSOCIATION, INC. Unclassified Entity 1995
THE PLATEAU AT DEER CREEK HOMEOWNERS ASSOCIATION Homeowners Association 2018
THE RESERVE AT DAYBREAK OWNERS ASSOCIATION, INC. Unclassified Entity 2018
THE SQUARE AT DAY'S RUN OWNERS ASSOCIATION Unclassified Entity 2008
THE TOWNHOMES AT JORDAN CREEK OWNERS ASSOCIATION, INC. Townhome Association 2005
THE TOWNHOMES OF FOXDALE ASSOCIATION Townhome Association 1996
THE TOWNHOMES OF HALLBROOK MASTER ASSOCIATION, INC. Townhome Association 2002
THE TOWNHOUSES AT DELAWARE PARK OWNERS' ASSOCIATION Townhome Association 2003
THE VILLAGE AT ARBOR CHASE TOWN HOME OWNERS ASSOCIATION Homeowners Association 2005
THE VILLAGE AT GRACE WOOD TOWN HOME OWNERS ASSOCIATION Homeowners Association 2005
THE VILLAGE AT NORTH POINTE CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
THE VILLAGE AT THE GROVE PLAT 1 TOWNHOME OWNERS' ASSOCIATION, INC. Townhome Association 2024
THE VILLAGE AT WALNUT CREST TOWN HOME OWNERS ASSOCIATION Homeowners Association 2004
THE VILLAGE ON DELAWARE TOWN HOME OWNERS ASSOCIATION Homeowners Association 2003
THE VILLAS AT BRIDGEWOOD POINTE HOMEOWNERS ASSOCIATION Homeowners Association 2001
THE VILLAS AT BROOK RUN HOMEOWNERS ASSOCIATION Homeowners Association 1999
THE WOODS AT ROCK CREEK OWNERS ASSOCIATION, INC. Unclassified Entity 2019
TIMBERLINE CROSSING OWNERS ASSOCIATION Unclassified Entity 2003
TIMBERLINE WELLNESS CONDOMINIUM ASSOCIATION Condominium 2025
TIMBER RIDGE TOWNHOMES ASSOCIATION Townhome Association 2006
TOWNHOMES AT MEADOWLARK SOUTH MASTER ASSOCIATION, INC. Townhome Association 2009
TOWNHOMES AT MEADOWLARK SOUTH REGION I ASSOCIATION, INC. Townhome Association 2015
TOWNHOMES AT MEADOWLARK SOUTH REGION II ASSOCIATION, INC. Townhome Association 2015
TOWNHOMES OF BROOKSIDE II OWNERS ASSOCIATION Townhome Association 2009
TOWNHOMES OF TIMBER HILLS OWNERS ASSOCATION Townhome Association 2005
TRESTLE CROSSING HOMEOWNERS ASSOCIATION Homeowners Association 2016
TWIN EAGLES RIVERVIEW CONDOMINIUM ASSOCIATION Condominium 2018
UNION ESTATES CONDOMINIUM ASSOCIATION Condominium 2017
URBAN HILLS OWNERS ASSOCIATION Unclassified Entity 2015
VESTA VILLAGE CONDOMINIUM ASSOCIATION Condominium 2023
VILLAS AT CHERRY CREEK CONDOMINIUM ASSOCIATION Condominium 2020
VILLAS AT DEERWOOD CONDOMINIUMS OWNERS ASSOCIATION Condominium 2021
VILLAS AT KIERLAND OWNERS ASSOCIATION, INC. Unclassified Entity 2016
VILLAS AT PRAIRIE CREEK CONDOMINIUM ASSOCIATION Condominium 2017
VILLAS OF GREY HAWK OWNERS ASSOCIATION, INC. Unclassified Entity 1999
VILLAS OF MEADOW RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 1994
VILLAS OF WHITE OAKS HOMEOWNERS ASSOCIATION Homeowners Association 1994
WALNUT CREEK TOWNHOMES ASSOCIATION Townhome Association 2001
WALNUT GROVE TOWN HOME OWNERS ASSOCIATION Homeowners Association 2006
WATERBURY COMMONS OWNERS ASSOCIATION, INC. Unclassified Entity 2024
WATERFORD GLENN HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
WATERFORD POINTE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2017
WATERFORD POINTE TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 2021
WATERS EDGE TOWNHOUSE OWNER'S ASSOCIATION Townhome Association 1985
WEDGEWOOD ROAD OWNERS ASSOCIATION Unclassified Entity 2019
WESTIN HEIGHTS OWNERS ASSOCIATION, INC. Unclassified Entity 1996
WESTIN HEIGHTS TOWNHOMES OWNERS ASSOCIATION, INC. Townhome Association 1994
WESTMONT OWNERS ASSOCIATION Unclassified Entity 1998
WESTPORT RIDGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
WESTVIEW OWNERS ASSOCIATION Unclassified Entity 1979
WILDER PINES OWNERS ASSOCIATION, INC. Unclassified Entity 2021
WILKIE PLACE OWNERS ASSOCIATION, INC. Unclassified Entity 2017
WILLIAMS POINTE CONDOMINIUMS ASSOCIATION Condominium 2004
WILLIAMS POINTE TOWNHOMES ASSOCIATION Townhome Association 2002
WILLOW BROOK TOWNHOMES ASSOCIATION Townhome Association 2003
WILLOW RUN PLAT 1 TOWNHOMES OWNERS ASSOCIATION, INC Townhome Association 2019
WINCHESTER SQUARE HOMEOWNERS ASSOCIATION Homeowners Association 2010
WINDSOR PARK HOMEOWNERS ASSOCIATION Homeowners Association 1973
WINDSOR WOODS HOMEOWNERS' ASSOCIATION Homeowners Association 1995
WOOD CREEK TOWNHOMES ASSOCIATION Townhome Association 1995
WOODLAND HILLS OF WEST DES MOINES PLAT 3 HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2019
WOODLAND HILLS OF WEST DES MOINES PLAT 4 HOMEOWNERS' ASSOCIATION Homeowners Association 2019
YELLOW BANKS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2021
Institutional Reference

Reserve study standards in Iowa

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Iowa does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Iowa

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Board meeting
7 days advance notice
Iowa Code §499B.15(2)

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Defined in the declaration or bylaws. When silent, statutory defaults apply — typically 20–25% of allocated interests for owner meetings. Quorum is measured at the start; once established it persists even if attendance drops below the threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.
Related tools
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Download the Iowa HOA & Condo Compliance Checklist

One PDF — every active Iowa statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Iowa Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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