HOAs & Condos in Iowa City, IA

417 registered communities in Iowa City across Johnson County and 1 adjacent county. Mix: 268 condominium, 72 homeowners association, 66 unclassified entity, 10 townhome association, 1 property owners association. Median monthly HOA/condo fee in the county is $169.

Estoppel Disclosure Workflow 13 standard items
IA
CommunityPay has not verified a state-specific statutory resale certificate regime in Iowa. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
  • Current periodic assessment amount and any unpaid or delinquent assessments
  • Pending or approved special assessments
  • Reserve fund balance and designated projects
  • Most recent balance sheet and income/expense statement
  • Current operating budget
  • Insurance coverage provided for the benefit of owners
  • Pending lawsuits, unsatisfied judgments, or threatened litigation
  • Board composition, meeting frequency, and governance status
  • Declaration, bylaws, and rules and regulations
  • Capital expenditures approved or anticipated for current and next two fiscal years
  • Transfer fees, move-in/move-out fees, or other charges upon sale
  • Known violations of the governing documents or applicable codes
  • Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Iowa does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
152,809
County Population
Relatively Moderate
FEMA Risk Rating
$169
Median Monthly HOA Fee
$120 – $224
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 4,176 units.
Strong Wind
Very High
$10,494,805/yr expected loss
Tornado
Relatively High
$36,235,301/yr expected loss
Hail
Relatively High
$4,359,207/yr expected loss
Cold Wave
Relatively High
$10,482,489/yr expected loss
Winter Weather
Relatively High
$491,672/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Name Type Formed
121 - 131 EAST DAVENPORT CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
202 LINN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2020
203 SCOTT COURT CONDOMINIUM OWNERS' ASSOCIATION Condominium 2004
211 N LINN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
22-24 NORTH GOVERNOR CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
225 S GILBERT CONDOMINIUMS OWNERS ASSOCIATION Condominium 2010
229 S DUBUQUE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
230 SCOTT COURT CONDOMINIUMS OWNER ASSOCIATION Condominium 2021
308 E. BURLINGTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2012
310 SCOTT COURT CONDOMINIUM OWNER'S ASSOCIATION Condominium 2011
320 S LINN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2015
328 E. WASHINGTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2011
332-334 DODGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2010
335 SOUTH CLINTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
336 SOUTH CLINTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
404 S JOHNSON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
408 S VAN BUREN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
419 NORTH DUBUQUE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
501-11 S GILBERT CONDOMINIUMS OWNERS ASSOCIATION Condominium 2011
512 SOUTH DUBUQUE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
513 BOWERY CONDOMINIUMS OWNERS ASSOCATION Condominium 2010
520-524-528 N. FIRST AVENUE OWNERS ASSOCIATION Unclassified Entity 1984
522 SOUTH DUBUQUE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
602 WASHINGTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
808-812 OAKCREST CONDOMINIUMS OWNERS ASSOCIATION Condominium 1998
821 JEFFERSON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
909 BURLINGTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2009
912-914 S DUBUQUE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
916 BURLINGTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2010
919 EAST BURLINGTON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
923 IOWA AVENUE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2009
ABELANJO CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
AIDEN STREET CONDOMINIUMS OWNERS ASSOCIATION Condominium 2022
AIKEN TOWNHOMES, LLC Townhome Association 2023
AMERICAN PRAIRIE EIGHTH ADDITION TOWNHOMES, INC. Townhome Association 2026
APPLEWOOD CONDOMINIUMS OWNERS ASSOCIATION Condominium 1996
ARBORHILL PHASE THREE CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
ARDENIA CONDOMINIUM ASSOCIATION Condominium 1990
ASHLEY COURT CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
AUBURN RIDGE HOMEOWNERS' ASSOCIATION Homeowners Association 2023
AUGUST OAKS CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
BEAVER KREEK TWO OWNERS ASSOCIATION Unclassified Entity 2001
BELMONT TOWNHOMES CONDOMINIUMS OWNERS ASSOCIATION Condominium 2003
BENTON MANOR II OWNERS ASSOCIATION Unclassified Entity 1983
BENTON MANOR I OWNERS ASSOCIATION Unclassified Entity 1982
BLUE HAVEN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2021
BLUE JAY RIDGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 1999
BLUE SAGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2017
BLUE SKY DRIVE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
BOSTON GARDEN CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 1994
BOWERY STREET CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
BRECKENRIDGE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2018
BRIAR RIDGE, PART I, HOME OWNERS ASSOCIATION Homeowners Association 1991
CALLA LILLY WAY CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
CAMPUSVIEW CONDOMINIUMS ONE, L.L.C. Condominium 2010
CAMPUSVIEW CONDOMINIUMS TWO, L.L.C. Condominium 2010
CAPITAL COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2020
CAPITOL SQUARE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
CARDIGAN NORTH CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
CARDIGAN PARK CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
CARDINAL HEIGHTS OWNERS ASSOCIATION Unclassified Entity 2025
CARDINAL POINTE SOUTH HOMEOWNERS ASSOCIATION Homeowners Association 2009
CARDINAL POINTE SOUTH LOT 21 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2009
CARDINAL POINTE WEST OWNERS ASSOCIATION Unclassified Entity 2017
CARDINALS RIDGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2001
CARDINAL VILLAS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2019
CAYMAN POINTE OWNERS ASSOCIATION Unclassified Entity 1990
CAYMAN TOWNHOMES OWNERS ASSOCIATION Townhome Association 1992
CCS COMMERCIAL LOT OWNERS ASSOCIATION Unclassified Entity 2007
CEDAR GARDEN ESTATES OWNERS ASSOCIATION Unclassified Entity 1979
CEDARPOINTE OWNERS ASSOCIATION Unclassified Entity 1984
CENTER POINT TOWERS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2003
CHERRY CREEK OWNERS ASSOCIATION Unclassified Entity 2020
CHERRY CREEK SQUARE CONDOMINIUMS, PART TWO OWNER'S ASSOCIATION Condominium 2005
CHERRY CREEK TOWNHOMES CONDOMINIUMS OWNERS ASSOCIATION Condominium 2022
CHERRY HILLS OF JOHNSON COUNTY HOMEOWNERS' ASSOCIATION Homeowners Association 1987
CHRISTLE CONDOMINIUMS OWNERS ASSOCIATION Condominium 1989
CHURCHILL SQUARE CONDOMINIUM OWNERS ASSOCIATION Condominium 2024
CLUBHOUSE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
COMMERCIAL DRIVE I OWNERS ASSOCIATION Unclassified Entity 1985
CONDOMINIUMS AT 301 NORTH DEVOE OWNER'S ASSOCIATION Condominium 2018
CONDOMINIUMS AT 721 N PERKINS OWNER'S ASSOCIATION Condominium 2018
CONDOR CONDOMINIUMS OWNERS ASSOCIATION Condominium 2001
CORAL COURT CONDOMINIUM OWNERS' ASSOCIATION Condominium 2004
CORAL ROSE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
CORAL WEST CONDOMINIUMS OWNERS ASSOCIATION Condominium 2021
COUNTRY CLUB ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2001
COURT HILL CONDOMINIUMS OWNERS ASSOCIATION Condominium 1993
C.R. BELL'S SUBDIVISION HOMEOWNER'S ASSOCIATION LOTS ONE THROUGH SIX Unclassified Entity 1994
C.R. BELL'S SUBDIVISION HOMEOWNER'S ASSOCIATION LOTS SEVEN THROUGH TWELVE Unclassified Entity 1994
CREEKSIDE COMMONS CONDOMINIUMS OWNERS ASSOCIAITON Condominium 2006
CREEKSIDE HOMEOWNERS ASSOCIATION Homeowners Association 2003
CREEKSIDE NEIGHBORHOOD CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
CREEKSIDE SOUTH OWNERS ASSOCIATION Unclassified Entity 2018
CREST CONDOMINIUM ASSOCIATION Condominium 1979
CROELL AVENUE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
CROSSING COMMONS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
CROSS PARK CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
DAHNOVAN ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2019
DASHWOOD POINT HOMEOWNER'S ASSOCIATION Unclassified Entity 2021
DEER CREEK II/TIFFIN OWNERS ASSOCIATION Unclassified Entity 1997
DEERFIELD COMMON OWNERS ASSOCIATION Unclassified Entity 1983
DEERFIELD I CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2002
DUBS DRIVE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2019
DUBUQUE STREET CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
DUCK CREEK CONDOMINIUM OWNERS ASSOCIATION Condominium 2001
DWELLING GREEN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
EAGLES CREST CONDOS, LLC Condominium 2012
EAGLES RIDGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2001
EASTDALE PLAZA OWNERS ASSOCIATION Unclassified Entity 1985
ELK RUN CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
EMERALD COURT CONDOMINIUM OWNERS ASSOCIATION Condominium 1997
FAIRVIEW II CONDOMINIUM OWNERS ASSOCIATION Condominium 1996
FIFTH STREET VILLAGE CONDOMINIUM OWNERS ASSOCIATION Condominium 1995
FLAT TOP FARM SUBDIVISION OWNERS ASSOCIATION Unclassified Entity 2023
FOCUS FIRST CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
FOREST GATE HOMEOWNERS' ASSOCIATION Homeowners Association 1989
FOREVERGREEN ESTATES MASTER OWNERS ASSOCIATION Unclassified Entity 2024
FOSTER ROAD CONDOMINIUM OWNERS ASSOCIATION Condominium 2022
FOX HOLLOW CONDOMINIUMS OWNERS ASSOCIATION Condominium 1995
FRANTZ 14 MANOR CONDOMINIUMS OWNERS ASSOCIATION Condominium 1985
FURROWS EDGE HOMEOWNER'S ASSOCIATION Unclassified Entity 1992
GALWAY HILLS PART FOUR HOMEOWNERS' ASSOCIATION Homeowners Association 2009
GATEWAY COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 1999
GATEWAY SECOND COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2011
GENERAL QUARTERS HOMEOWNERS ASSOCIATION Homeowners Association 2017
GLEN BROOK CONDOMINIUMS II. OWNERS ASSOCIATION Condominium 2002
GLEN BROOK CONDOMINIUMS I. OWNERS ASSOCIATION Condominium 2002
GLENWOOD SPRINGS OWNERS ASSOCIATION Unclassified Entity 2018
GOLDEN GATE IV HOME OWNERS ASSOCIATION Homeowners Association 2018
GRANDVIEW COURT CONDOMINIUMS OWNERS ASSOCIATION Condominium 1997
GRANDVIEW TERRACE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2001
GREYSTONE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
HAMM'S MANOR 21 CONDOMINIUMS OWNERS ASSOCIATION Condominium 1985
HANOVER COURT OWNERS ASSOCIATION Unclassified Entity 1980
HARLOCKE HOMEOWNERS ASSOCIATION Homeowners Association 2006
HARVEST ESTATES II HOMEOWNERS ASSOCIATION Homeowners Association 2012
HARVEST HOLLOW CONDOMINIUMS OWNERS ASSOCIATION Condominium 2002
HAWKEYE GOLF VIEW CONDOMINIUMS OWNERS ASSOCIATION Condominium 2021
HERBERT HOOVER TOWNHOME CONDOMINIUMS HOME OWNERS ASSOCIATION Condominium 2018
HHH CONDOMINIUM OWNERS ASSOCIATION Condominium 2021
HH RESIDENCES OWNERS ASSOCIATION Unclassified Entity 2017
HIAWATHA VILLAGE CENTER CONDOMINIUMS OWNERS ASSOCIATION Condominium 2022
HICKORY GROVE CONDOMINIUMS ASSOCIATION Condominium 2005
HICKORY HILL OVERLOOK CONDOMINIUM OWNERS ASSOCIATION Condominium 2002
HICKORY POINTE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
HICKORY RIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1983
HICKORY TRAIL OWNERS ASSOCIATION Unclassified Entity 1994
HIDDEN SPRINGS FIRST OWNERS ASSOCIATION, INC. Unclassified Entity 2009
HIGH COUNTRY TOWNHOME CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2019
HIGHLAND HEIGHTS HOMEOWNER'S ASSOCIATION Unclassified Entity 1989
HOLLYWOOD MANOR PART 9 HOMEOWNERS ASSOCIATION Homeowners Association 2008
HOOVER HIGHWAY COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
IDYLLWILD CONDOMINIUMS OWNERS ASSOCIATION Condominium 1992
IOWA RIVER LANDING COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
IOWA RIVER LANDING SOUTH COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2021
IRONWOOD CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
JOINT GOLDEN POND HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2010
KATIE HOAK PHYSICAL THERAPY PLLC Homeowners Association 2022
KENNETH DRIVE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2024
KESSLER SUBDIVISION HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 1978
KEY WEST CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
KONA CIRCLE HOMEOWNERS ASSOCIATION Homeowners Association 2021
KREEKSIDE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
KSA CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
LACINA MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2002
LAKE POINTE CONDOMINIUMS OWNERS ASSOCIATION Condominium 1996
LAKEWOOD VILLAGE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1980
LA PROVENCE CONDOMINIUM OWNERS ASSOCIATION Condominium 2002
LIBERTY EXECUTIVE CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2020
LIBERTY MEDICAL & COMMERCE LOT OWNERS ASSOCIATION Unclassified Entity 2015
LIBERTY'S GATE COMMERCIAL CONDOMINIUMS, PART ONE, OWNERS ASSOCIATION Condominium 2002
LIBERTY'S GATE CONDOMINIUM FIVE OWNERS ASSOCIATION Condominium 2003
LIBERTY'S GATE CONDOMINIUM ONE OWNERS ASSOCIATION Condominium 2001
LIBERTY'S GATE CONDOMINIUM SEVEN OWNERS ASSOCIATION Condominium 2003
LIBERTY WAY COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
LILAC STREET CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
LINCOLN AVENUE CONDOMINIUMS HOMEOWNER ASSOCIATION Condominium 1985
LINCOLNS LANDING HOMEOWNERS ASSOCIATION Homeowners Association 2023
LINDER VALLEY HOMEOWNERS ASSOCIATION Homeowners Association 1981
LINN AT PRENTISS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2008
LITTLE CREEK OWNERS ASSOCIATION Unclassified Entity 1993
LOFTS ON FOUNDERS SQUARE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
LONGFELLOW MANOR SUBDIVISION OWNERS ASSOCIATION Unclassified Entity 1998
LOT 10 TIFFIN RESIDENTIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2023
LOT 1, OLDE TOWNE VILLAGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2009
LOT 4, SCOTT'S FOURTH ADDITION CONDOMINIUM OWNERS ASSOCIATION Condominium 2011
LOT 59 PRAIRIE VILLAGE CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2022
LOWER RIVER ROAD LOT OWNERS ASSOCIATION, INC. Unclassified Entity 1981
LUCAS/JEFFERSON CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
LYTHAM CONDOMINIUMS OWNERS ASSOCIATION Condominium 2008
MACKINAW VILLAGE TOWNHOMES ASSOCIATION PART 1A, INC. Townhome Association 2012
MACKINAW VILLAGE TOWNHOMES ASSOCIATION PART 1B, INC. Townhome Association 2012
MAKADA HOMEOWNERS ASSOCIATION Homeowners Association 1978
MALLARD POINTE CONDOMINIUMS OWNERS ASSOCIATION Condominium 1994
MALL DRIVE COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 1997
MANCHESTER CONDOMINIUMS II OWNERS ASSOCIATION Condominium 2002
MANCHESTER CONDOMINIUMS I. OWNERS ASSOCIATION Condominium 2001
MASON DRIVE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2019
MAYFIELD CONDOMINIUMS OWNERS ASSOCIATION Condominium 2003
MCCORMICK SQUARE CONDOMINIUMS III OWNERS ASSOCIATION Condominium 2012
MCCORMICK SQUARE CONDOMINIUMS II OWNERS ASSOCIATION Condominium 2012
M.C. PLAZA CONDOMINIUMS OWNERS ASSOCIATION Condominium 2008
MEADOWLARK CONDOMINIUM OWNERS ASSOCIATION Condominium 1994
MEADOW RIDGE OWNERS ASSOCIATION Unclassified Entity 1984
MEADOW VIEW CONDOMINIUMS ON CORAL COURT OWNERS ASSOCIATION Condominium 2002
MEC CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
MELROSE ON THE LAKE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1986
MIDDLEBURY RD CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
MONTEREY COURT CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1982
MONUMENT HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2023
MOSS WOODS HOMEOWNERS' ASSOCIATION Homeowners Association 1993
NEAR SOUTHSIDE CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2001
NEWPORT RIDGE SUBDIVISION HOMEOWNERS' ASSOCIATION II Homeowners Association 2005
NEWPORT WOODS HOMEOWNER'S ASSOCIATION Unclassified Entity 1992
NORMANDY COURT CONDOMINIUMS ASSOCIATION Condominium 1978
NORTH FIRST CONDOMINIUM OWNERS ASSOCIATION Condominium 1986
NORTHGATE DENTAL SPECIALISTS COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
NORTH HIGH POINT HOMEOWNERS ASSOCIATION Homeowners Association 1984
NORTHPOINT CROSSING CONDOMINIUMS OWNERS ASSOCATION Condominium 2012
NORTH SCOTT TOWNHOUSES, L.L.C. Townhome Association 2010
NORTHSIDE COMMONS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
NORTH WELL OWNERS ASSOCIATION, INC. Unclassified Entity 2001
NORTHWOOD ESTATES HOMEOWNER'S ASSOCIATION Unclassified Entity 1991
OAK GROVE CONDOMINIUMS OWNERS ASSOCIATION Condominium 1998
OAK HILL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2003
OAK POND ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
OAKRIDGE ESTATES HOMEOWNERS' ASSOCIATION Homeowners Association 2002
OAKWOOD VILLAGE OWNERS ASSOCIATION Unclassified Entity 1983
OBERLIN ESTATES OWNERS ASSOCIATION Unclassified Entity 1989
OLD CAPITAL TOWN CENTER CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2006
OLDE TOWNE VILLAGE-CENTRE EAST CONDOMINIUM OWNERS ASSOCIATION Condominium 2006
OLDE TOWNE VILLAGE COMMERCIAL LOT OWNERS ASSOCIATION Unclassified Entity 2006
OLDE TOWNE VILLAGE HOMEOWNERS ASSOCIATION Homeowners Association 2006
OLDE TOWNE VILLAGE-PART 2 OWNERS ASSOCIATION Unclassified Entity 2007
OLD LIBRARY CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
ONE UNIVERSITY PLACE NORTH CONDOMINIUM OWNERS ASSOCATION, INC. Condominium 2016
ONE UNIVERSITY PLACE SOUTH CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2016
ORCHARD VIEW ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 1995
OTV COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
PARK@201 CONDOMINIUM OWNERS ASSOCIATION Condominium 2013
PARK PLACE CONDOMINIUM OWNERS ASSOCIATION Condominium 1998
PARK PLAZA CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
PARK RESERVE CONDOMINIUM OWNERS ASSOCIATION Condominium 2001
PARKSIDE 24 RESIDENTIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2024
PARKSIDE MANOR CONDOMINIUM OWNERS ASSOCIATION Condominium 1996
PEDERSEN POINT OWNERS ASSOCIATION Unclassified Entity 2005
PENINSULA NEIGHBORHOOD LOT 116 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 118 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
PENINSULA NEIGHBORHOOD LOT 119 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
PENINSULA NEIGHBORHOOD LOT 120 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2015
PENINSULA NEIGHBORHOOD LOT 126 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2015
PENINSULA NEIGHBORHOOD LOT 133 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
PENINSULA NEIGHBORHOOD LOT 140 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
PENINSULA NEIGHBORHOOD LOT 141 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
PENINSULA NEIGHBORHOOD LOT 146 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 153 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
PENINSULA NEIGHBORHOOD LOT 158 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
PENINSULA NEIGHBORHOOD LOT 161 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 162 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 163 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 164 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 165 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 166 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 16A HOMEOWNERS' ASSOCIATION Homeowners Association 2004
PENINSULA NEIGHBORHOOD LOT 17 HOMEOWNERS' ASSOCIATION Homeowners Association 2004
PENINSULA NEIGHBORHOOD LOT 18 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2012
PENINSULA NEIGHBORHOOD LOT 39 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2012
PENINSULA NEIGHBORHOOD LOT 40 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2012
PENINSULA NEIGHBORHOOD LOT 41 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2012
PENINSULA NEIGHBORHOOD LOT 57 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 58 CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2010
PENINSULA NEIGHBORHOOD LOT 59 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
PENINSULA NEIGHBORHOOD LOT 63 CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2010
PENNINSULA NEIGHBORHOOD LOT 122 CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
PENN PRAIRIE ON THE POND CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
PEPPERWOOD COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2018
PETERSEN SECOND SUBDIVISION HOMEOWNERS ASSOCIATION Homeowners Association 1989
PHASE TWO CORNERSTONE CONDOMINIUM OWNERS' ASSOCIATION Condominium 2006
PINE FOREST HOMEOWNER'S ASSOCIATION Unclassified Entity 1990
PINE RIDGE CONDOMINIUMS ASSOCIATION, INC. Condominium 2005
PLAZA ON 5TH CONDOMINIUMS OWNERS ASSOCIATION Condominium 2011
PLAZA TOWERS CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
PLEASANT VALLEY PRESERVE OWNERS ASSOCIATION Unclassified Entity 2024
PRAIRIE CROSSINGS OWNERS ASSOCIATION Unclassified Entity 2018
PRAIRIE HEALTH CONDOMINIUM OWNERS ASSOCIATION Condominium 2015
PRAIRIE HILL OWNERS ASSOCIATION Unclassified Entity 2017
PRAIRIE ROSE PLACE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
PRENTISS STREET CONDOMINIUMS OWNERS ASSOCIATION Condominium 2020
PROGRESS PARK BUSINESS CONDOMINIUM OWNERS ASSOCIATION Condominium 2003
QUAIL VALLEY II TOWNHOMES OWNERS ASSOCIATION Townhome Association 1994
QUAIL VALLEY I TOWNHOMES OWNERS ASSOCIATION Townhome Association 1993
RAPID CREEK HEIGHTS HOMEOWNERS' ASSOCIATION Homeowners Association 1996
RAPID CREEK HILLS HOMEOWNERS ASSOCIATION Homeowners Association 1997
RAPID CREEK RIDGE NORTH HOMEOWNERS ASSOCIATION Homeowners Association 2004
RHOADSRILEY LLC Homeowners Association 2025
RICHLAND VIEW HOME OWNERS ASSOCIATION Homeowners Association 2021
RIVER BEND CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2007
RIVER HEIGHTS PROPERTY OWNERS ASSOCIATION Property Owners Association 1957
RIVER PRODUCTS INDUSTRIAL PARK OWNERS ASSOCIATION Unclassified Entity 2015
RIVER STREET CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1982
RIVERVIEW WEST CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
RJ CREEKSIDE HOME OWNERS ASSOCIATION Homeowners Association 2015
ROCHESTER HILLS OWNERS ASSOCIATION Unclassified Entity 1993
ROCHESTER RIDGE OWNERS ASSOCIATION Unclassified Entity 2011
ROLLING PRAIRIE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2023
SABIN TOWNHOMES ASSOCIATION Townhome Association 2017
SADDLEBACK ESTATES CONDOMINIUMS OWNERS ASSOCIATION Condominium 2023
SADDLEBROOK HOMEOWNERS ASSOCIATION Homeowners Association 2009
SADDLEBROOK MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 2012
SCOTSDALE CONDOMINIUM OWNERS ASSOCIATION Condominium 1998
SCOTT MANOR OWNERS ASSOCIATION Unclassified Entity 1989
SHADY OAKS OWNERS ASSOCIATION Unclassified Entity 1984
SIGNATURE PLACE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
SILVER SLOPE - PART TWO HOMEOWNERS ASSOCIATION Homeowners Association 2016
SMIGEL SECOND ADDITION HOMEOWNERS ASSOCIATION Homeowners Association 2017
SOUTH DISTRICT CONDOMINIUMS ASSOCIAITON Condominium 2022
SOUTH DODGE STREET CONDOMINIUMS OWNERS ASSOCIATION Condominium 2014
SOUTHGATE COMMERCIAL SUITES OWNERS ASSOCIATION Unclassified Entity 2025
SOUTH GILBERT BUSINESS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
SOUTH LUCAS CONDOMINIUMS HOMEOWNERS ASSOCIATION Condominium 2001
SOUTH POINTE ADDITION PARTS 4 & 7 HOMEOWNERS ASSOCIATION Homeowners Association 2001
SPRING BREEZE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2020
SPRING VALLEY HOMEOWNERS ASSOCIATION Homeowners Association 1983
STAFFORD PLACE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2002
STONE BRIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2004
STONE BRIDGE ESTATES - PARTS TEN AND ELEVEN HOMEOWNERS ASSOCIATION Homeowners Association 2020
STONEHENGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
STONE RIDGE HOME OWNERS' ASSOCIATION Homeowners Association 1982
SUGAR WOODS BUSINESS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
SUNBIRD RIDGE CONDOMINIUMS I OWNERS Condominium 2003
SUNNYSIDE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2010
SYCAMORE VIEW HOMEOWNERS ASSOCIATION Homeowners Association 1990
SYCAMORE WOODS HOMEOWNERS ASSOCIATION Homeowners Association 2019
TAMARACK RIDGE HOMEOWNER'S ASSOCIATION Unclassified Entity 2020
TERRA RIDGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2005
THE CHAUNCEY CONDOMINIUM OWNERS ASSOCIATION Condominium 2019
THE CLIFFS OWNERS ASSOCIATION Unclassified Entity 1984
THE CROSSING CONDOMINIUMS OWNERS ASSOCIATION Condominium 2013
THE DEPOT CONDOMINIUMS OWNERS ASSOCIATION Condominium 2011
THE EDGE CONDOMINIUMS OWNERS' ASSOCIATION Condominium 2019
THE GROVE CONDOMINIUMS, LLC Condominium 2019
THE LUNDELL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2023
THE MEADOWS HOMEOWNERS ASSOCIATION Homeowners Association 1988
THE STABLES CONDOMINIUMS OWNERS ASSOCIATION Condominium 2003
THE VINE STUDIOS CONDOMINIUMS OWNERS ASSOCIATIONTION Condominium 2014
THREE TOWERS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
TIMBER TRAILS HOME OWNERS ASSOCIATION, INC. Homeowners Association 1968
TULANE COURT OWNERS ASSOCIATION Unclassified Entity 1981
TURKEY CREEK HOMEOWNERS ASSOCIATION Homeowners Association 1976
TWELVE OAKS TOWNHOMES CONDOMINIUMS OWNERS ASSOCIATION Condominium 1996
TY'N CAE TOWN HOMES OWNERS ASSOCIATION Unclassified Entity 1981
URBAN VILLAS AT DAHNOVAN ESTATES CONDOMINIUMS HOME OWNERS ASSOCIATION Condominium 2017
USHERS RIDGE THIRTEENTH ADDITION HOMEOWNERS ASSOCIATION Homeowners Association 2021
VALLEY AVENUE CONDOMINIUMS HOMEOWNER ASSOCIATION Condominium 1984
VALLEY VILLAGE II CONDOMINIUM OWNERS ASSOCIATION Condominium 1997
VALLEY VILLAGE VIII CONDOMINIUM OWNERS ASSOCIATION Condominium 2001
VILLAGE FARM CONDOMINIUM HOME OWNERS ASSOCIATION Condominium 1982
VILLAGE GREEN HOMEOWNERS ASSOCIATION Homeowners Association 1966
VILLAS AT PINE GROVE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2018
VILLAS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
VILLAS OF WALDEN HILLS CONDOMINIUM OWNERS ASSOCIATION Condominium 1999
VOGEL HOUSE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2004
WALDEN COURT OWNERS ASSOCIATION Unclassified Entity 2005
WALDENRIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2009
WALDEN WOOD TOWNHOMES OWNERS ASSOCIATION Townhome Association 2015
WASHINGTON SQUARE OWNERS ASSOCIATION Unclassified Entity 1992
WELLINGTON CONDOMINIUMS AT BALFOUR PLACE OWNERS ASSOCIATION Condominium 1993
WELLINGTON CONDOMINIUMS AT CHATHAM PLACE OWNERS ASSOCIATION Condominium 1999
WELLINGTON CONDOMINIUMS AT CHURCHILL PLACE OWNERS ASSOCIATION Condominium 2001
WELLINGTON CONDOMINIUMS AT COMPTON PLACE OWNERS ASSOCIATION Condominium 1996
WELLINGTON CONDOMINIUMS AT CROMWELL PLACE OWNERS ASSOCIATION Condominium 2001
WELLINGTON CONDOMINIUMS AT OXFORD PLACE OWNERS ASSOCIATION Condominium 1994
WELLINGTON CONDOMINIUMS AT SOMERSET LANE PART II OWNERS ASSOCIATION Condominium 1999
WELLINGTON CONDOMINIUMS AT WENTWORTH PLACE OWNERS ASSOCIATION Condominium 1999
WELLINGTON CONDOMINIUMS II AT BALDWIN AND CLIFFORD LANES OWNERS ASSOCIATION Condominium 2002
WELLINGTON CONDOMINIUMS II AT BUCKINGHAM PLACE OWNERS ASSOCIATION Condominium 2002
WELLINGTON CONDOMINIUMS II AT LANCESTER AND MONTGOMERY PLACES OWNERS ASSOCIATION Condominium 2004
WELLINGTON CONDOMINIUMS II AT VILLAGE ROAD, WINTERGREEN DRIVE AND LANCESTER PLACE OWNERS ASSOCIATION Condominium 2005
WELLINGTON PARK HOMEOWNER'S ASSOCIATION Unclassified Entity 2008
WESTCOTT HEIGHTS HOMEOWNER'S ASSOCIATION. Unclassified Entity 1998
WESTCOTT HEIGHTS - PART THREE HOMEOWNERS' ASSOCIATION Homeowners Association 2001
WESTDALE MEADOWS I OWNERS ASSOCIATION Unclassified Entity 2001
WESTGATE VILLAS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2009
WEST PARK VILLAGE CONDOMINIUMS OWNERS ASSOCIATION Condominium 1998
WEST POINTE I CONDOMINIUMS OWNERS ASSOCIATION Condominium 1996
WEST POINTE II CONDOMINIUMS OWNERS ASSOCIATION Condominium 1997
WEST POINTE VI - VII CONDOMINIUMS OWNERS ASSOCIATION Condominium 1997
WEST POINT III CONDOMINIUMS OWNERS ASSOCIATION Condominium 1997
WESTPORT COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION Condominium 2010
WESTRIDGE III OWNERS ASSOCIATION Unclassified Entity 1992
WESTRIDGE II OWNERS ASSOCIATION Unclassified Entity 1992
WESTRIDGE I OWNERS ASSOCIATION Unclassified Entity 1992
WEST VIEW ACRES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2001
WESTVIEW CONDOMINIUMS OWNERS ASSOCIATION Condominium 2016
WESTWINDS HOMEOWNERS ASSOCIATION Homeowners Association 1979
WHISTLER CONDOMINIUN OWNERS ASSOCIATION, INC. Condominium 2017
WHITETAIL VALLEY PART TWO HOMEOWNERS' ASSOCIATION Homeowners Association 1989
WHITEWAY CONDOMINIUMS OWNERS ASSOCIATION Condominium 2006
WILDBERRY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1981
WILLIAMS WOODS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1997
WILLOUGHBY CONDOMINIUMS Condominium 2010
WILLOWBROOKE POINTE OWNERS ASSOCIATION Unclassified Entity 1989
WILLOW SPRINGS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2023
WINDMILL HEIGHTS HOMEOWNERS ASSOCIATION Homeowners Association 2016
WINDSHIRE HOMEOWNERS ASSOCIATION Homeowners Association 2005
WINDSOR RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 1995
WOODBRIDGE OWNERS ASSOCIATION Unclassified Entity 1995
WOODLAND HILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1976
WOODLAND MEADOWS CONDOMINIUMS OWNERS ASSOCIATION Condominium 2008
WOODLAND RIDGE ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2012
WOODLAND RIDGE LOT OWNERS ASSOCIATION Unclassified Entity 1997
WOOD LANE CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1983
WOODMONT HOMEOWNERS ASSOCIATION Homeowners Association 1982
WRITER'S SQUARE CONDOMINIUMS OWNERS ASSOCIATION Condominium 2007
WYNDTREE MEADOWS CONDOMINIUM HOMEOWNERS ASSOCIATION Condominium 1983
YELLOW ROCK HOMEOWNERS ASSOCIATION Homeowners Association 2024
Institutional Reference

Reserve study standards in Iowa

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Iowa does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Iowa

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Board meeting
7 days advance notice
Iowa Code §499B.15(2)

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Defined in the declaration or bylaws. When silent, statutory defaults apply — typically 20–25% of allocated interests for owner meetings. Quorum is measured at the start; once established it persists even if attendance drops below the threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.
Related tools
Free download · Email gated

Download the Iowa HOA & Condo Compliance Checklist

One PDF — every active Iowa statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
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Data sourced from Iowa Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
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