HOAs & Condos in Davenport, IA

103 registered communities in Davenport across Scott County. Mix: 45 homeowners association, 35 condominium, 19 unclassified entity, 4 townhome association. Median monthly HOA/condo fee in the county is $156.

Estoppel Disclosure Workflow 13 standard items
IA
CommunityPay has not verified a state-specific statutory resale certificate regime in Iowa. Disclosure follows a non-statutory estoppel workflow. The 13 items below reflect standard title company and lender expectations, not legal requirements specific to any particular association.
  • Current periodic assessment amount and any unpaid or delinquent assessments
  • Pending or approved special assessments
  • Reserve fund balance and designated projects
  • Most recent balance sheet and income/expense statement
  • Current operating budget
  • Insurance coverage provided for the benefit of owners
  • Pending lawsuits, unsatisfied judgments, or threatened litigation
  • Board composition, meeting frequency, and governance status
  • Declaration, bylaws, and rules and regulations
  • Capital expenditures approved or anticipated for current and next two fiscal years
  • Transfer fees, move-in/move-out fees, or other charges upon sale
  • Known violations of the governing documents or applicable codes
  • Right of first refusal or other restraints on transfer
Industry incumbents (HomeWiseDocs, CondoCerts) charge residents $250–$400 per resale certificate. Iowa does not cap RC preparation fees by statute. With CommunityPay, the board issues the certificate directly from live ledger data — eliminating the third-party fee entirely. Residents typically save $250–$400 per closing.
174,636
County Population
Relatively Moderate
FEMA Risk Rating
$156
Median Monthly HOA Fee
$120 – $203
25th – 75th Percentile
FEMA National Risk Index v1.20. Fee data: U.S. Census ACS 2023 5-Year PUMS, weighted from 2,789 units.
Strong Wind
Relatively High
$4,334,520/yr expected loss
Hail
Relatively High
$4,237,054/yr expected loss
Inland Flooding
Relatively Moderate
$39,902,040/yr expected loss
Winter Weather
Relatively High
$432,220/yr expected loss
Heat Wave
Relatively Moderate
$2,841,871/yr expected loss
Source: FEMA National Risk Index. Expected Annual Loss represents the modeled annualized cost of building damage and direct losses across the county, not a per-property figure.
Name Type Formed
53RD STREET COURT & CIRCLE HOMEOWNERS' ASSOCIATION Homeowners Association 2021
ASHFORD CONDOMINIUMS OWNERS ASSOCIATION, INC Condominium 2005
BEACON RIDGE OWNERS ASSOCIATION Unclassified Entity 1983
BEACON RIDGE, STAGE II, HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1991
BLACKBIRD COMMONS NORTH CONDO ASSOCIATION Condominium 2009
BUILDING NO. 2, PROFESSIONAL PARK EAST OFFICE CONDOMINIUM ASSOCIATION Condominium 2012
BUNKER HILL DRIVE TOWNHOUSES ASSOCIATION Townhome Association 1980
BUSINESS COMMONS AT SILVER CREEK COMMONS BUSINESS OWNERS ASSOCIATION Unclassified Entity 2007
CARRIAGE HOUSE @ COVENTRY PLACE OWNERS ASSOCIATION Unclassified Entity 2014
CENTURY HEIGHTS TWENTIETH ADDITION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2018
CHAPEL HILLS ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2015
CONDON FAMILY HOME BUILDERS, L.L.C. Condominium 2012
CONDON PROPERTIES, LLC Condominium 2018
COTTAGES AT SHADY GLEN HOMEOWNERS ASSOCIATION Homeowners Association 2003
COTTAGES AT SHADY RIDGE HOMEOWNERS ASSOCIATION Homeowners Association 2005
CROW VALLEY CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1974
CROW VALLEY PLACE HOMEOWNERS ASSOCIATION Homeowners Association 1995
CROW VALLEY PLAZA BUSINESS PARK OWNERS ASSOCIATION, INC. Unclassified Entity 2002
CRYSTAL CREEK HOMEOWNERS ASSOCIATION Homeowners Association 2000
DEVILS GLEN TOWNHOMES LLC Townhome Association 2021
DOVER'S CROSSING CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1984
EAGLE'S WATCH HOME OWNERS ASSOCIATION, INC. Homeowners Association 1990
EASTERN IOWA INDUSTRIAL CENTER OWNERS ASSOCIATION Unclassified Entity 2002
EMEIS VIEW SECOND ADDITION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
ENCHANTED ISLAND HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
FOCO CONDO CO, LLC Condominium 2017
FOREST ROAD ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2016
GARNER FARMS HOME OWNERS ASSOCIATION, INC. Homeowners Association 1997
HARMONY HILLS ESTATES HOMEOWNERS ASSOCIATION Homeowners Association 2006
HARRISON MANOR HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1980
HIDDEN VALLEY HOMEOWNERS ASSOCIATION Homeowners Association 2016
HIGHLAND GREEN AT CROW VALLEY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2002
HOANG - THUY, LLC Homeowners Association 2016
HUNTINGTON AT CROW VALLEY CONDOMINIUM ASSOCIATION, INC. Condominium 1984
INVERNESS MANOR CONDOMINIUMS ASSOCIATION CO. Condominium 1983
IOWA RESEARCH, COMMERCE & TECHNOLOGY PARK OWNERS ASSOCIATION, INC. Unclassified Entity 2020
JERSEY HEIGHTS CONDOMINIUMS HOME OWNERS Condominium 1987
JERSEY HEIGHTS CONDOMINIUMS, STAGE I, OWNERS ASSOCIATION INC. Condominium 2025
JERSEY MEADOWS EAST CONDOMINIUMS ASSOCIATION CO. Condominium 1985
KAHL BUILDING OWNERS ASSOCIATION, INC. Unclassified Entity 2020
KC KIMBERLY HILLS HOMEOWNERS ASSOCIATION Homeowners Association 2020
KENSINGTON PARK OWNERS ASSOCIATION, INC. Unclassified Entity 1997
LEAF LAKE ESTATES HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2007
LINCOLN ROAD ADDITION HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2005
LINWOOD TOWNHOUSES OWNERS ASSOCIATION, INC. Townhome Association 1983
LUTHER TERRACE OWNERS ASSOCIATION INC. Unclassified Entity 1983
MANOR HOMES OF KIMBERLY VILLAGE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2012
MANSIONS CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1983
NEWVENTURES CENTER CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2004
NORTHCREST CONDOMINIUMS II OWNERS ASSOCIATION, INC. Condominium 1981
NORTHCREST CONDOMINIUMS I OWNERS ASSOCIATION, INC. Condominium 1981
NORTHWEST CROSSING OWNERS ASSOCIATION Unclassified Entity 2019
NORTHWEST VILLAS CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1995
OAKLAWN ESTATES III HOME OWNERS ASSOCIATION Homeowners Association 2012
PARK VIEW TOWNHOMES, LLC Townhome Association 2024
PARTRIDGE VILLA HOME OWNERS ASSOCIATION, INC. Homeowners Association 1983
PAUL REVERE SQUARE OWNERS ASSOCIATION, INC. Unclassified Entity 1984
PHEASANT HILLS CONDOMINIUM OWNERS ASSOCIATION NUMBER FIVE Condominium 1982
PINEHURST HOMEOWNERS ASSN. INC. Homeowners Association 1999
PINE TERRACE CONDOMINIUM ASSOCIATION Condominium 1981
PRAIRIE HEIGHTS FIRST ADDITION OWNERS ASSOCIATION, INC. Unclassified Entity 2019
PROFESSIONAL PARK EAST BUILDING 1 CONDOMINIUM ASSOCIATION Condominium 1988
QUAD CITY BANK BUILDING CONDOMINIUM ASSOCIATION Condominium 1995
RIVER CHASE HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1978
RIVER MUSIC CENTER CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2002
SAINT PATRICK'S HOME OWNERS ASSOCIATION, INC. Homeowners Association 2001
SANTA ANITA ESTATES HOME OWNERS ASSOCIATION Homeowners Association 2006
SENG MEADOWS HOME OWNERS ASSOCIATION, INC. Homeowners Association 2025
SHEFFIELD SQUARE CONDOMINIUMS FIRST OWNERS ASSOCIATION, INC. Condominium 2001
SHOWCASE OWNERS ASSOCIATION, INC. Unclassified Entity 2009
SPRING MANOR HOMEOWNERS ASSOCIATION Homeowners Association 2003
SPRING STREET CONDOMINIUM ASSOCIATION, INC. Condominium 2016
SPRING STREET CONDOMINIUMS OWNERS ASSOCIATION Condominium 1998
STONE GATE EAST CONDOMINIUM OWNERS ASSOCIATION Condominium 2005
SWAN LAKE HOMEOWNERS ASSOCIATION Homeowners Association 2024
TERRACE RIDGE COMMERCIAL PARK OWNERS ASSOCIATION Unclassified Entity 2019
TERRACE RIDGE MEDICAL PARK CONDOMINIUM ASSOCIATION Condominium 2008
THE CARRIAGE CLUB CONDOMINIUM ASSOCIATION Condominium 2004
THE COTTAGES AT THE HEIGHTS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2024
THE DEER WOODS HOMEOWNER'S ASSOCIATION Unclassified Entity 2007
THE LOFT CONDOMINIUMS ASSOCIATION CO - DAVENPORT Condominium 2003
THE MEADOWS AT CROW VALLEY HOMEOWNERS ASSOCIATION Homeowners Association 1988
THE OAKBROOK COMMONS HOMEOWNER'S ASSOCIATION Unclassified Entity 2003
THE PRAIRIE AT CROW VALLEY HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1993
THE RESIDENCES AT LONDON PLACE OWNERS ASSOCIATION Unclassified Entity 2017
THE RIDGES HOME OWNERS ASSOCIATION, INC. Homeowners Association 1997
THE VILLAS OF GARNER FARMS HOME OWNERS ASSOCIATION, INC. Homeowners Association 2000
THE VILLAS OF IRISH WOODS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2019
THE WILLOWS WEST HOMEOWNERS ASSOCIATION, INC. Homeowners Association 1983
THOMPSON LAKE HOMEOWNER'S ASSOCIATION, INC. Unclassified Entity 2017
TOWNE AND COUNTRY HOMEOWNERS ASSOCIATION OF BLUEGRASS Homeowners Association 2004
UTICA RIDGE OFFICE PARK CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1997
UTICA RIDGE RETAIL PARK CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 1999
VALLEY FAIR CONDOMINIUM HOME OWNERS ASSOCIATION Condominium 2002
VALLEYWYNDS THIRD ADDITION HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2003
VICTORIAN INVESTMENTS CONDOMINIUMS OWNERS ASSOCIATION, INC. Condominium 2000
VILLAS OF GREENFIELDS I HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2006
WATERFORD PLACE CONDOMINIUM OWNERS ASSOCIATION, INC. Condominium 2000
WINDSOR COMMONS HOMEOWNER'S ASSOCIATION Unclassified Entity 2004
WINDSOR MEADOWS SIXTH ADDITION HOMEOWNERS' ASSOCIATION Homeowners Association 1990
WOODLAND VILLAS HOMEOWNERS' ASSOCIATION, INC. Homeowners Association 2005
WYNDHAM HILLS HOMEOWNERS ASSOCIATION, INC. Homeowners Association 2021
WYNDHAM HILLS HOMEOWNERS ASSOCIATION THIRD ADDITION, INC. Homeowners Association 2021
Institutional Reference

Reserve study standards in Iowa

Statutory requirements, board preparation checklist, the components a professional study covers, and the useful-life ranges that drive thirty-year funding plans. Generic reference. Not a substitute for a study calibrated to a specific association.

Iowa does not currently encode a fixed reserve-study cadence in statute. The discipline still applies. Industry standard across the United States is below.

  • Update the component register annually as assets are added, replaced, or retired.
  • Commission a professional reserve study every three to five years. Update it when the component register changes materially.
  • Maintain a thirty-year capital plan with explicit annual funding contributions tied to the study.
  • Keep reserve funds segregated from operating cash. Disclose funding status in the annual budget.
  • Document the board-approved funding policy — percent-funded, threshold, or baseline — in board minutes.

CommunityPay maintains a Reserve Funding Status Report (RSR) generator tied to the live ledger. It is a status report, not a substitute for a professional study with on-site inspection.

What a board should have organized before commissioning a reserve study, and what a study delivers back. Use this list to evaluate whether the association is ready, regardless of state.

  1. Component register Every asset the association is responsible for maintaining — roofs, asphalt, mechanical systems, plumbing risers, elevators, amenities. Freeze a current version before the study.
  2. Condition assessments Last inspection reports, photographs, observed wear, recent repairs. The analyst calibrates useful-life estimates against this evidence.
  3. Useful-life and replacement-cost estimates Per component, calibrated to local climate, construction, and use intensity. A study produces these; the board verifies them.
  4. Thirty-year capital plan When each component reaches end-of-life and what replacement will cost in nominal dollars at that year.
  5. Funding plan Percent-funded, threshold, or baseline approach with an explicit annual contribution. The board approves; the study models outcomes.
  6. Current reserve fund balance Separated from operating cash. Ideally in interest-bearing accounts with FDIC coverage on the full balance.
  7. Annual budget tied to the funding plan Reserve contribution as an explicit budget line, traceable to the study and the funding policy.
  8. Most recent reserve study Full study, update, or interim review. Author credentials and date of the most recent on-site inspection.
  9. Insurance schedule Replacement-cost coverage on insured components. Deductibles that may draw against reserves in a loss.
  10. Board minutes referencing reserve decisions Special assessments, deferred maintenance, funding-policy changes, scope deviations from the study.

Categories most reserve studies cover. The specific components depend on the association. High-rise condos track far more than single-family HOAs. Gated communities track infrastructure that condos never see.

Roofing & Exterior

Asphalt shingle, metal, tile, or flat membrane roofs. Siding (wood, fiber cement, stucco, vinyl). Exterior paint. Soffits and fascia. Gutters and downspouts. Decks and balconies. Railings. Window and door frames in common areas.

Mechanical

HVAC chillers and cooling towers. Boilers and water heaters. Ventilation. Pumps. Fire suppression and sprinkler systems. Emergency generators. Elevators — cabs, controllers, jacks, and modernizations.

Site Work

Parking lots: seal coat, overlay, full reconstruction. Concrete sidewalks and curbs. Site lighting. Storm drainage. Retaining walls. Fencing. Entry gates and signage.

Plumbing & Electrical

Main water lines and risers. Sanitary and storm sewer lines. Backflow preventers. Common-area electrical panels and switchgear. Transformer pads. Distribution.

Amenities

Pools, spas, and pool equipment. Clubhouse interiors. Fitness rooms. Playgrounds. Tennis and pickleball courts. Mailbox kiosks. Trash enclosures and dumpster pads.

Safety & Code

Fire alarm panels. Emergency lighting. Smoke detectors in common areas. Fire-rated doors. Structural fireproofing. Sprinkler heads and inspection-required components.

A mid-size HOA typically tracks thirty to eighty components. A high-rise condo tracks two hundred or more. The categories above are illustrative. A professional reserve study identifies the components a specific association is responsible for.

Typical useful-life ranges for components common in reserve studies. Industry averages, not specific to any state, climate, or association. A professional study calibrates these to local conditions, construction quality, maintenance practice, and use intensity.

Component Typical useful life
Asphalt shingle roof20–25 years
Metal roof40–50 years
Tile or slate roof50+ years
Flat membrane roof (TPO/EPDM)15–25 years
Wood siding20–30 years
Fiber cement siding30–50 years
Stucco50+ years
Exterior paint cycle7–10 years
Gutters and downspouts20–30 years
Wood deck, pressure-treated15–20 years
Composite deck25–30 years
Asphalt parking — seal coat3–5 years
Asphalt parking — overlay12–15 years
Asphalt parking — reconstruction25–30 years
Concrete sidewalks and curbs30–50 years
Site lighting (poles, fixtures)20–30 years
Wood fencing15–25 years
Pool plaster10–15 years
Pool pump and filter7–10 years
HVAC rooftop unit15–20 years
Boiler25–30 years
Commercial water heater10–15 years
Fire alarm panel20–25 years
Elevator cab finishes15–20 years
Elevator modernization25–30 years
Carpet, clubhouse7–10 years
Playground equipment10–15 years

Ranges synthesized from common professional reserve-study references and U.S. building-component literature. Verify against a study performed by a credentialed reserve specialist (RS, PRA, or equivalent) before relying on any figure for funding decisions.

Related tools
  • Reserve Health Check Free. Inputs reserve balance, annual contribution, building age, and components; returns a grade with the math shown. No signup required to view results.
Institutional Reference

Meeting requirements in Iowa

Statutory floors for owner and board meetings — notice periods, delivery rules, quorum, voting, written consent, and record retention. Generic reference. Specific bylaws or declarations may impose tighter requirements; statutes set the minimum.

Board meeting
7 days advance notice
Iowa Code §499B.15(2)

Most state regimes also require:

  • Open meetings — board meetings open to all members in good standing; closed executive sessions only for narrow purposes (litigation, personnel, contracts).
  • Agenda discipline — the board cannot vote on substantive matters not included in the noticed agenda except in narrow emergency circumstances.
  • Annual meeting — at least one owner meeting per year, with notice mailed to the address on record for each owner.
  • Quorum thresholds — defined in the declaration or bylaws; statutory default applies when governing documents are silent.

CommunityPay maintains a Board Meeting Packet generator that produces a state-aware agenda, draft minutes template, and compliance checklist for the board pack.

How meeting notice must be delivered, what it must contain, and what defects invalidate the notice. Statutes vary in mechanics; the principles are consistent.

  1. Delivery method First-class mail or hand-delivery to the address on file with the association is the universal default. Most states permit electronic delivery only with the owner's written consent. A posted notice on a community bulletin board is not, by itself, sufficient.
  2. Address on file The association is entitled to rely on the address each owner has provided. The owner bears the burden of keeping it current. The board must maintain a registered address list.
  3. Required content Date, time, location (or remote-access link), and an agenda. Material to be voted on — budget, special assessments, rule changes — must be identified specifically. "Other business" is not a substitute for an item.
  4. Notice period start The notice period typically runs from the date of mailing or hand-delivery, not the date of receipt. Some states count both the notice date and the meeting date; others exclude one or both. Confirm the rule.
  5. Remote participation When the association offers remote attendance, the notice must include the access information and any limitations (e.g., audio-only, no chat). Recording rules vary by state.
  6. Defective notice consequences Material defects invalidate actions taken at the meeting. Minor defects (typo in location, slightly late mailing) may be cured by attendance and waiver. Document the cure in the minutes.
  7. Emergency notice Statutes typically permit shortened notice for genuine emergencies (imminent physical harm, immediate financial loss). The board must document the emergency basis in the minutes.

Quorum sets the floor for a valid meeting. Voting mechanics — proxies, ballots, written consent — determine how votes are counted once the quorum is established.

Quorum

Defined in the declaration or bylaws. When silent, statutory defaults apply — typically 20–25% of allocated interests for owner meetings. Quorum is measured at the start; once established it persists even if attendance drops below the threshold.

Proxies

Most states permit proxies for owner meetings. The proxy must be written, dated, and signed; many states require revocation rights and an explicit scope (general or limited). Proxies do not extend to board meetings — directors must vote in person or by permitted remote means.

Written consent

Action without a meeting requires unanimous written consent in most jurisdictions, though some states permit a lower threshold for narrow categories (uncontested matters, ratification). Document the consent in the corporate records, indexed to the action taken.

Ballots

Secret-ballot procedures, double-envelope requirements, and inspector-of-elections rules apply in states with comprehensive election statutes. Director elections, recall votes, and assessment increases above a statutory threshold typically require secret-ballot procedure.

Cumulative voting

Available only when explicitly authorized by the declaration or bylaws. Otherwise straight voting applies — each membership casts one vote per open seat per candidate, with no concentration permitted.

Member in good standing

Voting rights may be suspended for delinquent accounts in some jurisdictions. Suspension typically requires due-process notice and an opportunity to cure. Statutes vary; the bylaws must align.

Minutes are the corporate record of the meeting. Statutes in every state require associations to maintain meeting minutes and make them available to owners on request. Retention periods and access rules vary.

  1. What minutes must contain Date, time, location. Directors and officers present. Quorum determination. Motions made, seconded, and the vote count. Substantive board actions and adopted resolutions. Executive-session minutes kept separately; the open-session minutes record only that a closed session occurred.
  2. Retention period Statutes vary; common floors are seven years for financial records and the life of the association for governance records. Permanent retention is the safer practice. Reserve studies, declarations, amendments, and assessments — permanent.
  3. Owner inspection rights Owners have a statutory right to inspect minutes and association records on written request. The association may charge reasonable copy fees and require inspection during normal business hours at a designated location.
  4. Approval process Draft minutes are circulated to the board, corrected, and approved at the next regular meeting. Approved minutes become the official record. Corrections after approval require a noted amendment, not silent edits.
  5. Permanent records Declaration, bylaws, articles of incorporation, rule books, amendments, and the minute book are permanent records. The association cannot dispose of them on any retention schedule.
  6. Resale disclosure Recent board and owner meeting minutes are typically required attachments to a resale certificate. The standard window is the last 12 months; some statutes extend to 24 months for amendments.
  7. Executive session Closed-session minutes record matters discussed but typically remain confidential from the general membership. Specific votes taken in closed session may need to be reported in the open-session minutes.
Related tools
Free download · Email gated

Download the Iowa HOA & Condo Compliance Checklist

One PDF — every active Iowa statute we track, statutory fee caps and time limits, recent legal changes from the last 12 months, and the resale-certificate disclosure profile. Built from CommunityPay's living legal corpus, the same data that drives our resale certificates, reserve reports, and CARI scoring.

  • Statutory fee caps and time limits (resale, late fees, lien priority)
  • Recent law changes with effective dates
  • Resale & estoppel disclosure profile, item by item
Email me the PDF
No spam. CommunityPay uses your email to send the checklist and one follow-up at most.
Data sourced from Iowa Secretary of State public registrations, FEMA National Risk Index, U.S. Census Bureau, and CommunityPay's management company graph.
United States Payments and Accounting Governance Infrastructure for Community Associations
Login