Reserve Study

Concepts

Concept

What Is Reserve Expense → Component Reconciliation?

When you spend reserve money, which component did it fund? If your software can't answer this instantly, your reserve tracking is theater.

Concept

What Does "Percent Funded" Actually Mean?

Your reserve study says you're "65% funded." But funded for what? When? This metric is more nuanced than most board members realize.

Blog Posts

Compliance & Reality

Limited Review Is Dead: What Every Condo Board Must Do Before August 3

Fannie Mae eliminated Limited Review for condos effective August 3, 2026. Every condo loan now requires Full Review. Reserve minimums rise to 15% in January …

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