Cari
Concepts
Concept
CARI Scoring Methodology
CARI (Community Association Risk Index) scoring methodology: 5 components, deterministic computation, consent-gated API. Published for institutional transparency and prior art.
Concept
What Is a Community Association Risk Index?
CARI is not a credit score. It is a deterministic, consent-gated index that summarizes attested governance, financial, and operational risk signals for community associations, derived …
Concept
Fiduciary Accounting Glossary: Canonical Definitions for Fund Accounting, Ledger Enforcement, and Financial Integrity
Authoritative definitions for fund accounting, ledger enforcement, period controls, and fiduciary financial integrity—designed for HOAs, auditors, and governance-grade systems.
Blog Posts
Strategy
The Realization
In 1909 Moody compressed bond data into a single letter grade and a market began to clear. That is the realization for CommunityPay — the …