Compliance & Reality
Legal defensibility and audit readiness. Articles covering what compliance actually requires—not just what vendors claim.
Texas Resale Certificate Guide: Tex. Prop. Code §207.003 and §82.157 Requirements for Title Companies, Realtors, and Boards
Texas has two resale certificate statutes — Tex. Prop. Code §207.003 for property owners' associations and Tex. Prop. Code §82.157 for condominiums. The $375 fee …
The 2028 WUCIOA Deadline: What Every Pre-2018 Washington HOA Needs to Know
On January 1, 2028, WUCIOA applies to every Washington common interest community. The older acts (RCW 64.32, 64.34, and 64.38) are repealed effective that date …
WUCIOA vs RCW 64.38: Does Washington's New HOA Law Apply to Your Association?
Four Washington statutes govern HOAs and condos. The one that applies to your association depends on two facts — the recording date of your declaration …
What Is WUCIOA? Washington's 2026 HOA and Condo Law Explained
WUCIOA is the Washington Uniform Common Interest Ownership Act — RCW 64.90 — the unified statute for Washington HOAs, condominiums, and cooperatives. It replaces three …
Nevada Super-Priority Assessment Lien: 9 Months, Non-Judicial, and What Title Officers, Lenders, and Boards Need to Know
Nevada is the rare state where an HOA assessment lien can take priority over a first mortgage. NRS 116.3116 gives the association a super-priority lien …
Limited Review Is Dead: What Every Condo Board Must Do Before August 3
Fannie Mae eliminated Limited Review for condos effective August 3, 2026. Every condo loan now requires Full Review. Reserve minimums rise to 15% in January …
Best HOA Software for Accounting and Compliance
A control-focused review of HOA software for accounting, fund segregation, audit trails, reserve handling, and statutory compliance workflows.
Washington HOA Reserve Study Requirements: What the Law Requires
RCW 64.90.545 requires every Washington common interest community to maintain a reserve study updated at least every three years. Since January 1, 2026, this applies …
Washington HB 1500: The Legislature Is Coming for Resale Certificate Middlemen
A new bill in the Washington Legislature would ban HOAs from forcing homeowners to create accounts with third-party vendors just to get their own resale …
The First HOA Accounting Platform Built in the Pacific Northwest
Every major HOA software platform is headquartered outside the Pacific Northwest. CommunityPay is the first PNW platform purpose-built for HOA fund accounting, compliance, and auditability.
Resale Certificates in 2026: Why the Industry Is Still Manual
Every HOA platform has the financial data. Every state statute specifies what must be disclosed. Yet the resale certificate is still a Word template assembled …
Washington SB 5686: New HOA Collection Rules Every Board Must Understand Before Foreclosure
Senate Bill 5686 expands foreclosure mediation to community associations, requires meet-and-confer sessions before foreclosure, caps collection fees, and freezes foreclosure during mediation. Effective January 1, …